1963 Sterling Ave, Thermal, CA 92274 Property Records

Imperial County property record for 1963 Sterling Ave, Thermal, CA 92274

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,523 sqft · built 2007
Lot Size0.201 acres (8,738 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 2021)
Tax Bill$2,521 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN017-672-002-000

Property Details

APN / Parcel Number

Primary APN017-672-002-000
Alternative APNs
  • 0176720201
  • 01767202

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,523 sqft Living Area
1st Floor Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area8,738 sqft (0.201 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1963 STERLING AVE
CityTHERMAL
StateCA
Zip92274-8564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 6 TR 699 FM 8 8
Legal SubdivisionTRACT 699
Legal Tract699
Legal Block6
Legal Lot Number2
JurisdictionIMPERIAL CA
Township / Civil DivisionWEST IMPERIAL
Census Block Group3
Census Block3444
Census Tract12302

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1963 STERLING AVE, THERMAL, CA 92274-8564
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Grant Deed, Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Oct 29, 2019Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
May 25, 2018Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Prior SaleOct 31, 2014
Deed Document Number202128316
Prior Transfer DateOct 22, 2014
Prior Transfer Doc0000021866
Record UpdatedSep 20, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateNov 8, 2021
Property Address1963 STERLING AVE, THERMAL, CA 92274-8564
Document Number0000028316
Map ReferenceMB 8 PG 8
Instrument DateOct 20, 2021
Instrument2021028316
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1963 STERLING AVE, THERMAL, CA 92274-8564

Mortgage

Document Number0000028317
DateNov 8, 2021
Instrument2021028317
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1963 STERLING AVE, THERMAL, CA 92274-8564
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWLTIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021790
DateOct 29, 2019
Instrument2019021790
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1963 STERLING AVE, THERMAL, CA 92274-8564
Document Number0000009754
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1963 STERLING AVE THERMAL CA 922748564, THERMAL, CA 92274-8564

Mortgage

Document Number0000009754
DateMay 31, 2018
Instrument9754
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term180 Months
DueMay 30, 2033

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Unified School DistrictCoachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$259,782 (+6.12%) Land $10,824 Building $248,958
2025$2,521.00 (+27.07%)
2023$1,984.00 (+3.55%) Disabled Person's exemption Veteran's exemption$244,800 Land $10,200 Building $234,600
2022$1,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Frontier
DSL
90 / 5

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