1963 S Bernard Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 1963 S Bernard Dr, Bloomington, IN 47403

Property Summary

Property Type	Charitable / Fraternal Organization
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Aug 2025)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-10185-18`

Property Details

APN / Parcel Number

Primary APN	`015-10185-18`
Alternative APN	`53-08-08-100-115.018-009`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	015-10185-18
Street Address	1963 S BERNARD DR
City	BLOOMINGTON
State	IN
Zip	47403-3029
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Legal Description	015-10185-18 OSAGE PLACE LOT 18
Legal Lot Number	18
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3004
Census Tract	402

Owner

1963 S Bernard Dr, a commercial property, is owned by an individual who bought it in August 2025.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1963 S BERNARD DR, BLOOMINGTON, IN 47403-3029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage CITY OF BLOOMINGTON, INDIANA
Jul 24, 2024	Deed of Trust, Mortgage CITY OF BLOOMINGTON INDIANA HOUSING AND
Aug 25, 2025	Warranty Deed, Transfer HABITAT FOR HUMANITY OF MONROE COUN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Deed Document Number	202554366
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1963 S BERNARD DR, BLOOMINGTON, IN 47403-3029
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408-3532

Mortgage

Document Number	2024007695
Date	Jul 24, 2024
Instrument	2024007695

Lender

Name	CITY OF BLOOMINGTON, INDIANA
Type	Private Party
Address	401 N MORTON ST, BLOOMINGTON, IN 47404

Agreement

Amount	Amount on Record

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1963 S BERNARD DR, BLOOMINGTON, IN 47403-3029
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024007696
Date	Jul 24, 2024
Instrument	2024007696

Lender

Name	CITY OF BLOOMINGTON INDIANA HOUSING AND
Type	Non-Lending Institution
Address	PO BOX 100, BLOOMINGTON, IN 47402

Agreement

Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 25, 2025
Property Address	1963 S BERNARD DR, BLOOMINGTON, IN 47403-3029
Document Number	2025009551
Map Reference	DOC 2022007569
Instrument Date	Aug 22, 2025
Instrument	2025009551
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 S BERNARD DR, BLOOMINGTON, IN 47403-3029

Mortgage

Document Number	2025009552
Date	Aug 25, 2025
Instrument	2025009552

Lender

Name	HABITAT FOR HUMANITY OF MONROE COUN
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Mortgage

Document Number	2025009572
Date	Aug 25, 2025
Instrument	2025009572

Lender

Name	DEPARTMENT OF HOUSING AND NEIGHBORHOOD D
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$55,000 (-) Land $55,000	$55,000 (-) Land $55,000
2024	Additional exemption filed	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1963 S Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1963 S Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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