1963 Rutledge Acres Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1963 Rutledge Acres Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1978
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2023)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0060J-0A-006.00`

Property Details

APN / Parcel Number

Primary APN	`0060J-0A-006.00`
Alternative APN	`5664`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,544 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	1 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	5664
Street Address	1963 RUTLEDGE ACRES RD
City	LANCASTER
State	SC
Zip	29720-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	125X208X125X212
Legal Subdivision	CAMP C
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1020
Census Tract	11002

Owner

1963 Rutledge Acres Rd is owned and occupied by an individual who bought it in August 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Dec 11, 2018	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	20239821
Deed Book / Page	1695 / 199
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 4, 2023
Property Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051
Document Number	0000009821
Book / Page	1695 / 199
Map Reference	PL 3901
Instrument Date	Aug 3, 2023
Instrument	2023009821
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051

Mortgage

Document Number	0000009822
Date	Aug 4, 2023
Instrument	2023009822

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051

Mortgage

Document Number	0000013720
Date	Aug 22, 2022
Book Page	4813/55
Instrument	2022013720

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Sep 5, 2029
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	13.7%

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 11, 2018
Property Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051
Document Number	0000017755
Book / Page	1191 / 160
Map Reference	PL 410
Instrument Date	Dec 11, 2018
Instrument	2018017755
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Amount	Amount on Record
Tax	$506.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1963 RUTLEDGE ACRES RD, LANCASTER, SC 29720-6051

Mortgage

Document Number	0000017756
Date	Dec 11, 2018
Instrument	2018017756

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1963 Rutledge Acres Rd was $1,317, down 5.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (-5.46%)	$9,024 Land $1,600 Building $7,424	$225,600 Land $40,000 Building $185,600
2024	$1,393.00 (+61.6%)
2023	$862.00 (+0.35%)	$5,636 (-) Land $344 Building $5,292	$140,900 (-) Land $8,600 Building $132,300
2022	$859.00	$5,636 Land $344 Building $5,292	$140,900 Land $8,600 Building $132,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1963 Rutledge Acres Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1963 Rutledge Acres Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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