1963 Irvine Rd, Richmond, KY 40475 Property Records

Madison County property record for 1963 Irvine Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	3.48 acres (151,676 sqft)
Owner	Company Name on File
Last Sale	$315,000 (Apr 2022)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0000-0018-1A`

Property Details

APN / Parcel Number

Primary APN	`0068-0000-0018-1A`
Alternative APNs	`109173` `146525` `76702`

Exterior

Lot Area	151,676 sqft (3.48 acres)

Location & Zoning

Account Number	76702
Street Address	1963 IRVINE RD
City	RICHMOND
State	KY
Zip	40475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1-A (3.482 ACRES)
Legal Subdivision	HIGH MEADOWS
Legal Tract	1
Legal Lot Number	1-A
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1041
Census Tract	10303

Owner

1963 Irvine Rd is owned by a company that bought it in April 2022.

Source: Madison County records, as of June 11, 2026

Owner of Record	Company Name on File
Mailing Address	2150 LOCKETT CT, DULUTH, GA 30097-5010
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK
Apr 8, 2022	Deed, Transfer · Line of Credit SOUTH CENTRAL BANK
Dec 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202214085766
Deed Book / Page	821 / 258
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1963 IRVINE RD, RICHMOND, KY 40475-9542
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2028/467
Date	Mar 4, 2021
Book Page	M2028/467
Instrument	2014030651

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 8, 2022
Property Address	1963 IRVINE RD, RICHMOND, KY 40475-9542
Document Number	00D821/258
Book / Page	D821 / 258
Map Reference	CAB 25 SL 72
Instrument Date	Apr 1, 2022
Instrument	2014085766
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 SUGARBUSH TRL, LEXINGTON, KY 40509-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 LOCKETT CT, DULUTH, GA 30097-5010

Mortgage

Document Number	2014085767
Date	Apr 8, 2022
Instrument	2014085767

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Apr 1, 2024

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 30, 2020
Property Address	1963 IRVINE RD, RICHMOND, KY 40475-9542
Document Number	D00799/175
Book / Page	D00799 / 175
Map Reference	CAB 25 SL 72
Instrument Date	Dec 23, 2020
Instrument	2014026786
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 BIG HILL AVE # AVE2, AVE2, RICHMOND, KY 40475-2725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 BIG HILL AVE STE 2, 2, RICHMOND, KY 40475-2725

Tax Assessment & Valuation

The 2025 property tax bill for 1963 Irvine Rd was $2,970.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00	$315,000	$315,000
2023	$3,055.00 (+90.46%)	$315,000 (+91.02%)	$315,000 (+91.02%)
2022	$1,604.00	$164,900	$164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1963 Irvine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1963 Irvine Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

Nearby Properties on Irvine Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures