1963 Harbert Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1963 Harbert Valley Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,228 sqft · built 1992
Lot Size	20.1 acres (877,298 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Mar 2022)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Mar 2022 Sale Oct 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058 101A`

Property Details

APN / Parcel Number

Primary APN	`058 101A`
Alternative APN	`286605`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,228 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	877,298 sqft (20.1 acres)
Garage Area	870 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	990 sqft
Deck Area	222 sqft
Patio Area	238 sqft
Pole Barn	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	286605
Street Address	1963 HARBERT VALLEY RD
City	TOCCOA
State	GA
Zip	30577-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACTS 1 & 2 + HARBERT VALLEY RD
Legal Tract	1,2
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3001
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Limited Warranty Deed, Transfer
Oct 2, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 28, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	0000129125
Deed Book / Page	1291 / 25
Record Updated	Jun 8, 2026

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 25, 2022
Property Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Document Number	0012910025
Book / Page	1291 / 25
Instrument Date	Mar 25, 2022
Instrument	2022-000447
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 PRESCOTT CT, CUMMING, GA 30041-1237

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 2, 2019
Property Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Document Number	0011900416
Book / Page	001190 / 000416
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 HARBERT VALLEY RD TOCCOA GA 305777036, TOCCOA, GA 30577-7036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Document Number	0011910489
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 HARBERT VALLEY RD TOCCOA GA 305777036, TOCCOA, GA 30577-7036

Mortgage

Document Number	0011910489
Date	Oct 16, 2019
Book Page	001191/000489

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 28, 2018
Property Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Document Number	0011580435
Book / Page	001158 / 000435
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$11.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HARBERT VALLEY RD TOCCOA GA 30577, TOCCOA, GA 30577

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 18, 2017
Property Address	1963 HARBERT VALLEY RD, TOCCOA, GA 30577-7036
Document Number	0011190227
Book / Page	001119 / 000227
Instrument Date	Apr 17, 2017
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,278.00 (+47.13%) Additional exemption filed	$249,456 (+51.71%) Land $28,712 Building $220,744	$623,640 (+51.71%) Land $71,780 Building $551,860
2023	$4,267.00 (-1.82%) Homeowner's exemption	$164,433 (+12.62%) Land $28,712 Building $135,721	$411,083 (+12.62%) Land $71,780 Building $339,303
2022	$4,346.00 Homeowner's exemption	$146,005 Land $18,114 Building $127,891	$365,013 Land $45,286 Building $319,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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