1963 Cypress Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 1963 Cypress Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,345 sqft · built 1988
Lot Size91.9 acres (4,005,745 sqft)
OwnerIndividual Name on Record
Last Sale$199,500 (Oct 2015)
Tax Bill$6,282 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN035-640-028-3

Property Details

APN / Parcel Number

Primary APN035-640-028-3
Alternative APN
  • 035-640-028

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,345 sqft Living Area
1st Floor Area1,679 sqft
2nd Floor Area666 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1992
Lot Area4,005,745 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1963 CYPRESS CT
CityOAKLEY
StateCA
Zip94561-2284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 6802 POR LOT 6
Legal SubdivisionSUBDIVISION 6802
Legal Tract6802
Legal Lot Number6
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2005
Census Tract302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1963 CYPRESS CT, OAKLEY, CA 94561-2284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2015 · Amount on Record
Deed SaleOct 30, 2015 · Amount on Record
Prior SaleJun 18, 2015 · Amount on Record
Deed Document Number2015228652
Last Transfer DateNov 28, 2016
Transfer Doc0000261787
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1963 CYPRESS CT, OAKLEY, CA 94561-2284
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

NameVerified Name
Address1963 CYPRESS CT, OAKLEY, CA 94561-2284

Mortgage

Document Number0000250811
DateOct 26, 2020
Instrument2020-250811
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term314 Months
DueNov 30, 2046
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change17%
IndexPrime Rate
Max Rate17%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1963 CYPRESS CT, OAKLEY, CA 94561-2284
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1963 CYPRESS CT, OAKLEY, CA 94561-2284

Mortgage

Document Number0000250810
DateOct 26, 2020
Instrument2020-250810
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$489,118 (+2%) Land $122,584 Building $366,534
2025$6,282.00 (+2.97%)$479,529 (+4.04%) Land $120,181 Building $359,348
2023$6,101.00 (+0.83%)$460,910 Land $115,515 Building $345,395
2022$6,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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