Delta County property record for 19628 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,744 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,500 (Sep 2016) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R001907 |
| Primary APN | R001907 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,744 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R001907 |
|---|---|
| Street Address | 19628 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19628 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 5+- SEC 9 T13S R94W 6PM PT OF SW4NE4 SEC 9 BEG PT WH CEN 1/4 COR SEC 9 BRS S29*41 W770.2 N13 W623.8 N89*.06 E316.5 S13 E628 S89*53 W316.5 TO POB BK 448 PG 1116 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Nov 29, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on Record |
| Deed Sale | Sep 26, 2016 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Document Number | 2016690218 |
| Last Transfer Date | Nov 21, 2022 |
| Transfer Doc | 0000743521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, CORE TITLE OF COLORADO |
| Name | Verified Name |
|---|---|
| Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Document Number | 0000765469 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 765469 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I |
| Name | Verified Name |
|---|
| Document Number | 0000723261 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 723261 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 29, 2022 |
| Property Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Document Number | 0000743521 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 743521 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19628 SURFACE CREEK RD, CEDAREDGE, CO 81413-8115 |
| Document Number | 0000743522 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 743522 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+15.99%) | $28,155 (+13.17%) Land $10,188 Building $17,967 | $450,465 (+21.31%) Land $163,000 Building $287,465 |
| 2024 | $1,538.00 (+4.48%) | $24,878 (-) Land $8,753 Building $16,125 | |
| 2023 | $1,472.00 (+29.35%) | $24,878 (+31.34%) Land $8,753 Building $16,125 | $371,324 (+36.24%) Land $130,649 Building $240,675 |
| 2022 | $1,138.00 | $18,942 Land $6,255 Building $12,687 | $272,546 Land $90,000 Building $182,546 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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