19622 Garland St, Covington, LA 70435 Property Records

St. Tammany Parish property record for 19622 Garland St, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,426 sqft · built 1980
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2022)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`138-080-2875`

Property Details

APN / Parcel Number

Primary APN	`138-080-2875`
Alternative APN	`135626`

Interior

Building Area	1,426 sqft Living Area

Exterior

Year Built	Built 1980

Location & Zoning

Old Parcel Number	138-080-2875
Street Address	19622 GARLAND ST
City	COVINGTON
State	LA
Zip	70435-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARLANDS ADDITION LT10 SQ6
Legal Subdivision	GARLAND ADDITION
Legal Lot Number	10 100
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	40502

Owner

19622 Garland St is owned and occupied by an individual who bought it in March 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	19622 GARLAND ST, COVINGTON, LA 70435-0102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Mar 25, 2022	Deed, Transfer · Conventional Mortgage FIRST BANK
Nov 19, 2018	Cash Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	2320714
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	19622 GARLAND ST, COVINGTON, LA 70435-0102
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002334911
Date	Jun 29, 2022
Instrument	2334911

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 25, 2022
Property Address	19622 GARLAND ST, COVINGTON, LA 70435-0102
Document Number	0002320714
Instrument Date	Mar 22, 2022
Instrument	2320714
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 ARROWHEAD LN, COVINGTON, LA 70435-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19622 GARLAND ST, COVINGTON, LA 70435-0102

Mortgage

Document Number	0002320715
Date	Mar 25, 2022
Instrument	2320715

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 19, 2018
Property Address	19622 GARLAND ST, COVINGTON, LA 70435-0102
Document Number	0002136495
Instrument Date	Nov 15, 2018
Instrument	2136495
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19622 GARLAND ST, COVINGTON, LA 70435-0102

Mortgage

Document Number	0002136497
Date	Nov 19, 2018
Instrument	2136497

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19622 Garland St was $1,429 with a homeowner's exemption, down 4.6% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00 (-4.61%) Homeowner's exemption	$19,921 (-) Land $3,750 Building $16,171	$199,212 (-) Land $37,500 Building $161,712
2024	$1,498.00 (+29.25%) Homeowner's exemption	$19,921 (+20.74%) Land $3,750 Building $16,171	$199,212 (+20.74%) Land $37,500 Building $161,712
2023	$1,159.00 (-0.09%) Homeowner's exemption	$16,499 (-) Land $3,750 Building $12,749	$164,994 (+8.2%) Land $37,500 Building $127,494
2022	$1,160.00 Homeowner's exemption	$16,499 Land $3,750 Building $12,749	$152,494 Land $25,000 Building $127,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 19622 Garland St; there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19622 Garland St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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