1. Home
  2. Florida
  3. Miami-Dade County
  4. Cutler Bay
  5. SW 86th Ave

19620 SW 86th Ave, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 19620 SW 86th Ave, Cutler Bay, FL 33189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,572 sqft · built 1973
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$106,000 (Mar 1996)
Tax Bill$2,964 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone AH (high risk)
APN36-6003-011-0100

Property Details

APN / Parcel Number

Primary APN36-6003-011-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area2,172 sqft
1st Floor Area1,572 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area10,800 sqft (0.248 acres)
Garage Area150 sqft
PorchPorch
Porch Area72 sqft
Patio Area207 sqft

Location & Zoning

Street Address19620 SW 86TH AVE
CityCUTLER BAY
StateFL
Zip33189-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionPB 94-67 MARK MANOR PINES SEC THREE LOT 5 BLK 6 LOT SIZESITE VALUE OR 17143-1630 0396 1 F/A/U 30-6003-011-0100
Legal Range40E
Legal Township56S
Legal Section03
Legal SubdivisionMARK MANOR PINES
Legal Block6
Legal Lot Number5
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group3
Census Block3012
Census Tract10610

Owner

19620 SW 86th Ave is owned and occupied by two individuals who bought it in March 1996.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address19620 SW 86TH AVE, CUTLER BAY, FL 33189-1905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 1996 · Amount on File
Deed SaleMar 27, 1996 · Amount on File
Deed Book / Page17143 / 1630
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address19620 SW 86TH AVE, CUTLER BAY, FL 33189-1905
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19620 SW 86TH AVE, CUTLER BAY, FL 33189-1905

Mortgage

Document Number0000270575
DateApr 19, 2021
Book Page32458/388
Instrument2021R0270575
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address19620 SW 86TH AVE, CUTLER BAY, FL 33189-1905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000628268
DateOct 8, 2019
Book Page31638/1492
Instrument2019R0628268
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19620 SW 86th Ave was $2,964 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,964.00 Homeowner's exemption$162,843$463,550 Land $274,500 Building $189,050
2023$2,577.00 (+4.97%) Homeowner's exemption$153,645 (+3%)$409,524 (+6.81%) Land $228,750 Building $180,774
2022$2,455.00 Homeowner's exemption$149,170$383,408 Land $201,300 Building $182,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19620 SW 86th Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 502 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies502 in force
Nearby Flood Claims534 (1981–2022)
Claims Outside the SFHA10 of 534
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Katrina, Aug 2005 · 48 claims
  • Hurricane Irene, Oct 1999 · 27 claims
  • Hurricane Andrew, Aug 1992 · 401 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19620 SW 86th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
SkyNet360
Fixed Wireless		160 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on SW 86th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures