Clay County property record for 19620 Harbor Dr, Smithville, MO 64089 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,929 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,350 (Jun 2022) |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-915-00-03-006.00 |
| Primary APN | 01-915-00-03-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 1,473 sqft |
| Basement Area | 543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 19620 HARBOR DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR LAKE 1ST PLAT LT 15 |
| Legal Range | 33W |
| Legal Township | 54N |
| Legal Section | 36 |
| Legal Subdivision | HARBOR LAKE 1ST |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21900 |
Source: Clay County records · APN 01-915-00-03-006.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19620 HARBOR DR, SMITHVILLE, MO 64089-8303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU |
| Aug 26, 2020 | Warranty Deed, Transfer STEWART TITLECO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2022 · Amount on Record |
| Deed Sale | Jun 03, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 202218532 |
| Deed Book / Page | 9380 / 40 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 03, 2022 |
| Property Address | 19620 HARBOR DR, SMITHVILLE, MO 64089-8303 |
| Document Number | 0000018532 |
| Book / Page | 9380 / 40 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022018532 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2022 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19620 HARBOR DR, SMITHVILLE, MO 64089-8303 |
| Document Number | 0000018533 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 2022018533 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 26, 2020 |
| Property Address | 19620 HARBOR DR, SMITHVILLE, MO 64089-8303 |
| Document Number | 0000030827 |
| Book / Page | 8781 / 3 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020030827 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLECO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19620 HARBOR DR, SMITHVILLE, MO 64089-8303 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,645.00 (+18.46%) | $51,220 (+14.92%) | $269,579 (+14.92%) |
| 2023 | $3,077.00 (+10.96%) | $44,570 | $234,578 |
| 2019 | $2,773.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470219001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| United Electric Cooperative | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
| Wisper ISP | Fixed Wireless (licensed-by-rule) | 400 / 30 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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