1962 Valley Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 1962 Valley Rd, Schellsburg, PA 15559

Property Summary

Property Type	Rural Home
Details	2,594 sqft · built 2010
Lot Size	65 acres (2,835,320 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,015 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D.07-0.00-311`

Property Details

APN / Parcel Number

Primary APN	`D.07-0.00-311`
Alternative APN	`220-084524`

Interior

Stories	2 Stories
Building Area	2,594 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	2,835,320 sqft (65 acres)
Garage Type	Attached
Pole Barn	Pole Barn

Location & Zoning

Street Address	1962 VALLEY RD
City	SCHELLSBURG
State	PA
Zip	15559-8968
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	1
Census Block	1020
Census Tract	960300

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1962 VALLEY RD, SCHELLSBURG, PA 15559-8968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2012
Transfer Doc	1443/261
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1962 VALLEY RD, SCHELLSBURG, PA 15559-8968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/5436
Date	Dec 3, 2018
Book Page	2018/5436
Instrument	2018-005436

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	FISHERTOWN, PA 15539

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1962 VALLEY RD, SCHELLSBURG, PA 15559-8968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1244
Date	Mar 11, 2020
Book Page	2020/1244
Instrument	2020-001244

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1962 VALLEY RD, SCHELLSBURG, PA 15559-8968
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3650
Date	Jul 29, 2020
Book Page	2020/3650
Instrument	2020-003650

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SCHELLSBURG, PA 15559

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,015.00 (+26.68%)	$352,400 (-) Land $108,100 Building $244,300	$352,400 (-) Land $108,100 Building $244,300
2025			$352,400 (-) Land $108,100 Building $244,300
2023	$4,748.00 Additional exemption filed	$352,400 Land $108,100 Building $244,300
2012			$352,400 Land $108,100 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	23 (1983–2024)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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