1962 Springfield Dr, Henderson, KY 42420 Property Records

Henderson County property record for 1962 Springfield Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1974
Lot Size	0.221 acres (9,664 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (May 2013)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2017 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`46F-15`

Property Details

APN / Parcel Number

Primary APN	`46F-15`
Alternative APNs	`35578` `53934`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Finished Area

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,664 sqft (0.221 acres)
Lot Dimensions	153 ft deep x 63 ft wide
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	53934
Street Address	1962 SPRINGFIELD DR
City	HENDERSON
State	KY
Zip	42420-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	GREENBRIAR
Legal Lot Number	15
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	2
Census Block	2008
Census Tract	20902

Owner

1962 Springfield Dr is owned and occupied by an individual who acquired it in August 2024.

Source: Henderson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Jun 13, 2017	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Aug 1, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2013 · Amount on File
Deed Sale	May 28, 2013 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Document Number	RE0596/579
Deed Book / Page	RE 0596 / 579
Last Transfer Date	Aug 1, 2024
Transfer Doc	0RE677/199
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1254/523
Date	Dec 19, 2017
Book Page	MT 1254/523
Instrument	2017014301

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1241/191
Date	Jun 13, 2017
Book Page	MT 1241/191
Instrument	2017006620

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1384/329
Date	Feb 25, 2022
Book Page	MT1384/329
Instrument	2022001910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2047

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642

Mortgage

Document Number	MT1477/374
Date	Aug 12, 2025
Book Page	MT1477/374
Instrument	2025007466

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	1100 BARRET BLVD, HENDERSON, KY 42420

Agreement

Type	Line of Credit
Term	179 Months
Due	Jul 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Aug 1, 2024
Property Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642
Document Number	0RE677/199
Book / Page	RE677 / 199
Map Reference	MB 258 PG 498
Instrument Date	Jul 31, 2024
Instrument	2024006765
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 SPRINGFIELD DR, HENDERSON, KY 42420-4642

Tax Assessment & Valuation

The 2025 property tax bill for 1962 Springfield Dr was $1,131.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00	$102,000	$102,000
2023	$1,140.00 (+0.88%)	$102,000 (-)	$102,000 (-)
2022	$1,130.00	$102,000	$102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1962 Springfield Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1962 Springfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect, Watch TV.

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