1962 Chester Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1962 Chester Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,265 sqft · built 1986
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jun 2021)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`023-107-026`

Property Details

APN / Parcel Number

Primary APN	`023-107-026`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,265 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1962 CHESTER LN
City	CAMBRIA
State	CA
Zip	93428-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 203 LTS 11 & 12
Legal Subdivision	CAMBRIA PINES 08
Legal Tract	8
Legal Block	203
Legal Lot Number	11,12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1017
Census Tract	10403

Owner

Source: San Luis Obispo County assessment roll, APN 023-107-026, as of August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1962 CHESTER LN, CAMBRIA, CA 93428-5426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202142256
Prior Transfer Date	Mar 16, 1993
Prior Transfer Doc	0000020789
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 11, 2021
Property Address	1962 CHESTER LN, CAMBRIA, CA 93428-5426
Document Number	0000042256
Map Reference	MB 5 PG 21
Instrument Date	Jun 02, 2021
Instrument	2021042256
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 814, PEBBLE BEACH, CA 93953-0814

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$682,184 (+2.88%) Land $386,427 Building $295,757
2025	$7,265.00 (+9.76%) Homeowner's exemption	$663,108 (+9.89%) Land $378,850 Building $284,258
2023	$6,619.00 (+2.02%) Homeowner's exemption	$603,432 Land $364,140 Building $239,292
2022	$6,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 609 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Radiate Holdings.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.