1962 Brock Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 1962 Brock Rd, Cottondale, FL 32431

Property Summary

Property Type	Mobile Home
Details	2 bd · 4 ba · 4,099 sqft · built 1994
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$695 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`36-4N-12-0000-0100-0020`

Property Details

APN / Parcel Number

Primary APN	`36-4N-12-0000-0100-0020`
Alternative APN	`12 N 436000001000020`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	2 Rooms
Units	2 Units
Stories	1 Story
Building Area	4,099 sqft Living Area
Gross Area	5,943 sqft
1st Floor Area	3,878 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Deck Area	25 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1962 BROCK RD
City	COTTONDALE
State	FL
Zip	32431-7600
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OR 895 P 657 COMM AT NWC OF NE1/4 OF NW1/4, RUN S 879.84 FT, S 151.22 FT TO BEGIN, S 135.64 FT, S 88* E 321.18 FT, N 135.64 FT, N 88* W 321.18 FT TO POB...OR 895 P 659... ALSO: BEGIN 880 FT S OF NWC OF NE1/4 OF NW1/4, RUN S 880 FT, E TO A&STAB RR RTW
Legal Block	20
Legal Lot Number	100
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	1
Census Block	1037
Census Tract	211100

Owner

1962 Brock Rd, a mobile home, is owned and occupied by two individuals who acquired it in February 2026.

Source: Jackson County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 25, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 25, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Jan 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Dec 7, 2018	Deed of Trust, Mortgage · Conventional with PMI US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2026
Transfer Doc	0019110510
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Apr 13, 2026
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0019170869
Book / Page	1917 / 869
Instrument Date	Apr 7, 2026
Instrument	20263961
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FLORIDA LAW TITLE AND TRUST PLC, FLORIDA LAND TITLE & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Investor	Possibly a Property Investor

Mortgage

Document Number	0017080323
Date	Jul 28, 2021
Book Page	1708/323
Instrument	202132009351

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Feb 25, 2026
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0019110510
Book / Page	1911 / 510
Instrument Date	Feb 4, 2026
Instrument	202632002012
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Feb 25, 2026
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0019110507
Book / Page	1911 / 507
Instrument Date	Feb 4, 2026
Instrument	202632002011
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 BROCK RD, COTTONDALE, FL 32431-7600

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0016460271
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1962 BROCK RD COTTONDALE FL 324317600, COTTONDALE, FL 32431-7600

Mortgage

Document Number	0016460271
Date	Apr 6, 2020
Book Page	001646/000271
Instrument	32003635

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 7000, MARIANNA, FL 32447-7000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 5, 2045

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0015960540
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1962 BROCK RD COTTONDALE FL 324317600, COTTONDALE, FL 32431-7600

Mortgage

Document Number	0015960540
Date	Jan 24, 2019
Book Page	001596/000540
Instrument	32001113

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	1962 BROCK RD, COTTONDALE, FL 32431-7600
Document Number	0015930924
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1962 BROCK RD COTTONDALE FL 324317600, COTTONDALE, FL 32431-7600

Mortgage

Document Number	0015930924
Date	Dec 28, 2018
Book Page	001593/000924
Instrument	32013908

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1962 Brock Rd was $695 with exemptions applied, up 5% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 (+4.98%) Homeowner's exemption Veteran's exemption	$116,360 (+1.4%)	$223,308 (-1.47%) Land $50,000 Building $173,308
2024	$662.00 (-9.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$114,758 (+0.47%)	$226,647 (+25.7%) Land $50,000 Building $176,647
2023	$732.00 (+20.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$114,221 (+11.14%)	$180,305 (+14.6%) Land $50,000 Building $130,305
2022	$609.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$102,768	$157,341 Land $50,000 Building $107,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1962 Brock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1962 Brock Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Xfinity.

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