19613 Rustic Lake Ln, Cypress, TX 77433 Property Records

Harris County property record for 19613 Rustic Lake Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,886 sqft · built 2011
Lot Size	0.149 acres (6,467 sqft)
Owner	Individual Name on Record
Last Sale	$389,690 (Jun 2022)
Tax Bill	$8,850 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-615-002-0045`

Property Details

APN / Parcel Number

Primary APN	`127-615-002-0045`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,886 sqft Living Area
1st Floor Area	1,253 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,467 sqft (0.149 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1276150020045
Street Address	19613 RUSTIC LAKE LN
City	CYPRESS
State	TX
Zip	77433-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 BLK 2 CYPRESS SPRINGS SEC 5
Legal Subdivision	CYPRESS SPRINGS SEC 5
Legal Block	2
Legal Lot Number	45
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1001
Census Tract	543011

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19613 RUSTIC LAKE LN, CYPRESS, TX 77433-7687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Vendor's Lien, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Dec 31, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Mar 26, 2012 · Amount on Record
Deed Document Number	2022287372
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0000127136
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 2, 2022
Property Address	19613 RUSTIC LAKE LN, CYPRESS, TX 77433-7687
Document Number	0000287372
Map Reference	MF 595290
Instrument Date	May 31, 2022
Instrument	2022-287372
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19613 RUSTIC LAKE LN, CYPRESS, TX 77433-7687

Mortgage

Document Number	0000287373
Date	Jun 2, 2022
Instrument	2022-287373

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19613 RUSTIC LAKE LN, CYPRESS, TX 77433-7687
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582808
Date	Dec 31, 2018
Instrument	2018-582808

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19613 RUSTIC LAKE LN, CYPRESS, TX 77433-7687
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464303
Date	Sep 30, 2020
Instrument	2020-464303

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,056 (-3.18%) Land $48,379 Building $273,677	$322,056 (-3.18%) Land $48,379 Building $273,677
2025	$8,850.00 (+260.2%)	$332,644 (+1.75%) Land $48,379 Building $284,265	$332,644 (+1.75%) Land $48,379 Building $284,265
2024	$2,457.00 (+9.39%)
2023		$326,907 Land $53,269 Building $273,638	$326,907 Land $53,269 Building $273,638
2022	$2,246.00 (+1,515.83%)
2020	$139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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