Mecklenburg County property record for 19611 Olde Spring Ct, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,424 sqft · built 2020 |
| Lot Size | 0.357 acres (15,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Dec 2019) |
| Tax Bill | $13,854 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-177-74 |
| Primary APN | 001-177-74 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,424 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 15,579 sqft (0.357 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-177-74 |
|---|---|
| Street Address | 19611 OLDE SPRING CT |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L14 M50-496 |
| Legal Subdivision | SHADOW CRK |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18725 THE COMMONS BLVD, CORNELIUS, NC 28031-7070 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 20, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA |
| Oct 8, 2019 | Warranty Deed, Transfer · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 0034146433 |
| Deed Book / Page | 34146 / 433 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19611 OLDE SPRING CT, CORNELIUS, NC 28031-7200 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000188693 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 36599/160 |
| Instrument | 2021188693 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 20, 2019 |
| Property Address | 19611 OLDE SPRING CT, CORNELIUS, NC 28031-7200 |
| Document Number | 0000174957 |
| Book / Page | 34146 / 433 |
| Map Reference | MB 47 PG 879 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2019174957 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4210 SIGMON COVE LN, 4210, TERRELL, NC 28682-9802 |
| Name | Verified Name |
|---|---|
| Address | 18725 THE COMMONS BLVD, CORNELIUS, NC 28031-7070 |
| Document Number | 0000174958 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019174958 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 8, 2019 |
| Property Address | 19611 OLDE SPRING CT, CORNELIUS, NC 28031-7200 |
| Document Number | 0000135356 |
| Book / Page | 033927 / 000270 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 135356 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 359 WRIGHTSVILLE BEACH NC 284800359, WRIGHTSVILLE BEACH, NC 28480-0359 |
| Document Number | 135357 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 033927/000272 |
| Instrument | 135357 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117-9159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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