1961 W Finley River Dr, Nixa, MO 65714 Property Records

Stone County property record for 1961 W Finley River Dr, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	2,031 sqft · built 1994
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$617,120 (May 2026)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-3.0-08-000-000-004.024`

Property Details

APN / Parcel Number

Primary APN	`01-3.0-08-000-000-004.024`

Interior

Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1961 W FINLEY RIVER DR
City	NIXA
State	MO
Zip	65714-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERFORK ESTATES ( ALSO BK12 PG58, BK12 PG95 ) LOT 74
Legal Range	22
Legal Township	26
Legal Section	08
Legal Subdivision	RIVERFORK ESTATES
Legal Lot Number	74
Jurisdiction	STONE MO
Township / Civil Division	CASS
Census Block Group	2
Census Block	2013
Census Tract	90101

Owner

1961 W Finley River Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Stone County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 4, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MBL BANK
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2016	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC
Apr 8, 2013	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Jul 20, 2006	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	20266358
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001101
Date	Jan 27, 2020
Instrument	202000001101

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900002701
Date	Feb 23, 2009
Instrument	200900002701

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2024

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200020392
Date	Dec 4, 2012
Instrument	201200020392

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2027

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	May 29, 2026
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Document Number	0000006358
Instrument Date	May 29, 2026
Instrument	20266358
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142

Mortgage

Document Number	0000006359,
Date	May 29, 2026
Instrument	20266359

Lender

Name	MBL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 5, 2019
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Document Number	201900001715
Map Reference	MB 13 PG 17
Instrument Date	Feb 4, 2019
Instrument	201900001715
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 W FINLEY RIVER DRIVE, OZARK, MO 65721

Mortgage

Document Number	201900001716
Date	Feb 5, 2019
Instrument	201900001716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 25, 2016
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Document Number	201600003165
Map Reference	MB 13 PG 47
Instrument Date	Feb 18, 2016
Instrument	201600003165
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CONTINENETAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142

Mortgage

Document Number	201600003166
Date	Feb 25, 2016
Instrument	201600003166

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2046

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Apr 8, 2013
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Document Number	201300005409
Map Reference	MB13 PG47
Instrument Date	Apr 5, 2013
Instrument	201300005409
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 W FINLEY DR, NIXA, MO 65714

Mortgage

Document Number	201300005410
Date	Apr 8, 2013
Instrument	201300005410

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2043

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jul 20, 2006
Property Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142
Document Number	200600014046
Instrument Date	Jul 14, 2006
Instrument	200600014046
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 W FINLEY RIVER DR, NIXA, MO 65714-7142

Mortgage

Document Number	200600014047
Date	Jul 20, 2006
Instrument	200600014047

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1961 W Finley River Dr was $2,464, down 0.3% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00 (-0.32%)	$42,220	$222,200 Land $20,900 Building $201,300
2024	$2,472.00 (+0.12%)
2023	$2,469.00	$42,220	$222,200 Land $20,900 Building $201,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1961 W Finley River Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2015–2021)
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1961 W Finley River Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES RIVERFORK RANCH ESTATE private · serves 483 people · EPA ID MO5036315
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on W Finley River Dr

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