Cabarrus County property record for 1961 Spears Run Dr, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,363 sqft · built 2020 |
| Lot Size | 7.83 acres (341,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Sep 2016) |
| Tax Bill | $3,611 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5525 03 4806 |
| Primary APN | 5525 03 4806 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 2,363 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 341,075 sqft (7.83 acres) |
| Lot Width | 60 ft Width |
| Garage Area | 576 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 110842 |
|---|---|
| Street Address | 1961 SPEARS RUN DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | TR 5 ETHEL SPEARS PROPERTY |
| Legal Subdivision | PINE GROVE CHURCH RD |
| Legal Tract | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 41507 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1961 SPEARS RUN DR, CONCORD, NC 28025-6910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on Record |
| Deed Sale | Sep 13, 2016 · Amount on Record |
| Deed Document Number | 201612121-0280 |
| Deed Book / Page | 12121 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1961 SPEARS RUN DR, CONCORD, NC 28025-6910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014424156 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 14424/156 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,470 (+59.47%) Land $172,610 Building $512,860 | ||
| 2024 | $685,470 (+59.47%) Land $172,610 Building $512,860 | ||
| 2023 | $3,611.00 | $429,840 Land $101,990 Building $327,850 | $429,840 Land $101,990 Building $327,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 25 / 3 |
May also be available: AT&T, Verizon.
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