1961 River Rock Ln, Prosper, TX 75078 Property Records

Collin County property record for 1961 River Rock Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,823 sqft · built 2020
Lot Size	0.208 acres (9,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$574,700 (Nov 2020)
Tax Bill	$14,003 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11391-00B-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-11391-00B-0010-1`
Alternative APNs	`000002766027` `2766027`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,823 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	2,450 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	9,069 sqft (0.208 acres)
Garage Type	Attached
Garage Area	659 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1961 RIVER ROCK LN
City	PROSPER
State	TX
Zip	75078-1881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR TRAIL PHASE ONE B, BLK B, LOT 1
Legal Subdivision	STAR TRAIL PHASE ONE B (CPR)
Legal Block	B
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4004
Census Tract	30304

Owner

Source: Collin County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1961 RIVER ROCK LN, PROSPER, TX 75078-1881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Subdivision Related Transfer MID AMERICA MTG
Nov 19, 2020	Deed of Trust, Mortgage MID AMERICA MTG
Jun 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 16, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	20202079090
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0002079090
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 20, 2020
Property Address	1961 RIVER ROCK LN, PROSPER, TX 75078-1881
Document Number	0002079090
Instrument Date	Nov 19, 2020
Instrument	2079090
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1961 RIVER ROCK LN PROSPER TX 750781881, PROSPER, TX 75078-1881

Mortgage

Document Number	2079100
Date	Nov 20, 2020
Instrument	2079100

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1961 RIVER ROCK LN, PROSPER, TX 75078-1881
Document Number	0002079100
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1961 RIVER ROCK LN PROSPER TX 750781881, PROSPER, TX 75078-1881

Mortgage

Document Number	0002079100
Date	Nov 20, 2020
Instrument	2079100

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 15, 2020
Property Address	1961 RIVER ROCK LN, PROSPER, TX 75078-1881
Document Number	0000891170
Instrument Date	Jun 8, 2020
Instrument	891170
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	56001 DEMOCRACY DR #300 PLANO TX 75024, 300, PLANO, TX 75024

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 16, 2018
Property Address	1961 RIVER ROCK LN, PROSPER, TX 75078-1881
Document Number	0000062110
Instrument Date	Jan 12, 2018
Instrument	62110
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	24151 VENTURA BLVD CALABASAS CA 913021449, CALABASAS, CA 91302-1449

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,003.00 (+5.62%) Homeowner's exemption	$858,866 (-1.65%) Land $209,000 Building $720,256	$929,256 (+6.41%) Land $209,000 Building $720,256
2024	$13,258.00 (+2.06%)
2023		$873,302 Land $209,000 Building $664,302	$873,302 Land $209,000 Building $664,302
2022	$12,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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