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1961 Hedge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1961 Hedge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,615 sqft · built 1998
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$505,400 (May 2026)
Tax Bill$4,748 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA982001021

Property Details

APN / Parcel Number

Primary APNA982001021
Alternative APN
  • 2-0098-7816-00-0202.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,615 sqft Living Area
Gross Area4,406 sqft
1st Floor Area1,394 sqft
Basement Area1,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area185 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA982001021
Street Address1961 HEDGE DR
CityO FALLON
StateMO
Zip63366-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionHIGHGROVE PL #2 LOT 202
Legal SubdivisionHIGHGROVE PL #2
Legal Lot Number202
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2000
Census Tract311604

Owner

Source: St. Charles County assessment roll, APN A982001021, as of August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1961 HEDGE DR, O FALLON, MO 63366-4351
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CREDIT UNION
Dec 22, 2020Deed of Trust, Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Document Number202621547
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 07, 2026
Property Address1961 HEDGE DR, O FALLON, MO 63366-4351
Document Number0000021547
Instrument DateMay 04, 2026
Instrument202621547
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyFOUNDERS TITLE COMPANY, FOUNDERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 HEDGE DR, O FALLON, MO 63366-4351
InvestorPossibly a Property Investor

Mortgage

Document Number0000021548,
DateMay 07, 2026
Instrument202621548
Lender
NameFIRST COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1961 HEDGE DR, O FALLON, MO 63366-4351
Document Number0000102726
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1961 HEDGE DR O FALLON MO 633664351, O FALLON, MO 63366-4351

Mortgage

Document Number0000102726
DateDec 29, 2020
Instrument102726
Lender
NamePEOPLES BK
TypeBank
AddressTROY, MO 63379
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 13, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,748.00 (+5.58%)$74,040 (+8.76%)$389,684 (+8.76%) Land $65,000 Building $324,684
2024$4,497.00
2023$68,076
2022$358,296 Land $50,000 Building $308,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 236 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Gateway Fiber Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOFALLON PWS
serves 32,515 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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