19609 Frederick Rd, Germantown, MD 20876 Property Records

Montgomery County property record for 19609 Frederick Rd, Germantown, MD 20876

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,855 sqft · built 1971
Lot Size	1.07 acres (46,645 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (May 2026)
Tax Bill	$17,258 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00769645`

Property Details

APN / Parcel Number

Primary APN	`09-00769645`
Alternative APN	`00769645`

Interior

Stories	1 Story
Building Area	1,855 sqft Gross Area
1st Floor Area	1,855 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	46,645 sqft
View / Lot	Commercial/Industrial
Garage Area	1,128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00769645
Street Address	19609 FREDERICK RD
City	GERMANTOWN
State	MD
Zip	20876-1305
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CRT1.
Legal Description	PLUMGAR
Legal Subdivision	PLUMGAR
Legal Block	3
Legal Lot Number	P8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2007
Census Tract	700833

Owner

19609 Frederick Rd, a commercial property, is owned by a company that bought it in May 2026.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	12421 SKY BLUE DR, GERMANTOWN, MD 20874-2559
Owner Type	Company
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BANK
May 4, 2026	Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Oct 26, 2021	Deed, Transfer · Stand-Alone First Mortgage TIMOTHY L SHAW ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Book / Page	70438 / 308
Transfer Doc	0000282535
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 27, 2026
Property Address	19609 FREDERICK RD, GERMANTOWN, MD 20876-1305
Document Number	7087000274
Book / Page	70879 / 274
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	COSMOPOLITAN TITLE AND ESCROW, COSMOPOLITAN TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	19609 FREDERICK RD, GERMANTOWN, MD 20876-1305

Mortgage

Document Number	7087000274,
Date	Aug 27, 2026
Book Page	70879/274

Lender

Name	ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2026
Property Address	19609 FREDERICK RD, GERMANTOWN, MD 20876-1305
Document Number	7043000308
Book / Page	70438 / 308
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12421 SKY BLUE DR, GERMANTOWN, MD 20874-2559

Mortgage

Document Number	7043000315,
Date	May 4, 2026
Book Page	70438/315

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 26, 2021
Property Address	19609 FREDERICK RD, GERMANTOWN, MD 20876-1305
Document Number	0643910425
Book / Page	64391 / 425
Map Reference	MB 28 PL 1733
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8916 YELLOW SPRINGS RD, FREDERICK, MD 21702-2446

Mortgage

Document Number	0064391429
Date	Oct 26, 2021
Instrument	64391/429

Lender

Name	TIMOTHY L SHAW ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 19609 Frederick Rd was $17,258, up 8.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,483,200 (+6.86%) Land $793,400 Building $689,800	$1,483,200 (-) Land $793,400 Building $689,800
2025	$17,258.00 (+8.95%)	$1,387,967	$1,483,200 Land $793,400 Building $689,800
2024	$15,841.00
2023		$1,197,500 Land $721,100 Building $476,400	$1,197,500 Land $721,100 Building $476,400
2022	$12,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19609 Frederick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19609 Frederick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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