19607 Oak St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19607 Oak St, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 1921
Lot Size	0.228 acres (9,944 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Nov 2020)
Tax Bill	$2,095 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-212-03`

Property Details

APN / Parcel Number

Primary APN	`005-212-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,169 sqft Heated Area
Gross Area	1,382 sqft
1st Floor Area	1,169 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Other
Lot Area	9,944 sqft (0.228 acres)
Porch	Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	005-212-03
Street Address	19607 OAK ST
City	CORNELIUS
State	NC
Zip	28031-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 5 PG 21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1003
Census Tract	6411

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19607 OAK ST, CORNELIUS, NC 28031-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
Jul 25, 2019	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Jun 7, 2019	Warranty Deed, Transfer BBT SERIES XVI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	0035358469
Deed Book / Page	35358 / 469
Record Updated	Jun 7, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 24, 2020
Property Address	19607 OAK ST, CORNELIUS, NC 28031-9790
Document Number	0000199251
Book / Page	35358 / 469
Instrument Date	Nov 19, 2020
Instrument	2020199251
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 BIRCHWOOD DR, 604, WAXHAW, NC 28173-6559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19607 OAK ST, CORNELIUS, NC 28031-9790

Mortgage

Document Number	0000199252
Date	Nov 24, 2020
Instrument	2020199252

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 25, 2019
Property Address	19607 OAK ST, CORNELIUS, NC 28031-9790
Document Number	0000094392
Book / Page	33697 / 154
Instrument Date	Jul 23, 2019
Instrument	2019094392
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BIRCHWOOD DR, WAXHAW, NC 28173-6559

Mortgage

Document Number	0000094393
Date	Jul 25, 2019
Instrument	2019094393

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2019
Property Address	19607 OAK ST, CORNELIUS, NC 28031-9790
Document Number	0000070174
Book / Page	033571 / 000190
Instrument Date	Jun 5, 2019
Instrument	70174
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19037 CHANDLERS LANDING DR CORNELIUS NC 280314550, CORNELIUS, NC 28031-4550

Mortgage

Document Number	70175
Date	Jun 7, 2019
Book Page	033571/000192
Instrument	70175

Lender

Name	BBT SERIES XVI LLC
Address	HOUSTON, TX 77002

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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