19606 River Rock Dr, Katy, TX 77449 Property Records

Harris County property record for 19606 River Rock Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,590 sqft · built 1993
Lot Size	0.423 acres (18,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,800 (Mar 2005)
Tax Bill	$5,951 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-375-014-0020`

Property Details

APN / Parcel Number

Primary APN	`117-375-014-0020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,590 sqft Living Area
1st Floor Area	1,515 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	18,404 sqft (0.423 acres)
View / Lot	Neighborhood
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1173750140020
Street Address	19606 RIVER ROCK DR
City	KATY
State	TX
Zip	77449-6164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 14 ESTATES OF HIGHLAND CREEK
Legal Subdivision	ESTATES OF HIGHLAND CREEK
Legal Block	14
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	542106

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19606 RIVER ROCK DR, KATY, TX 77449-6164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2005 · Amount on Record
Deed Sale	Mar 2, 2005 · Amount on Record
Prior Sale	Jan 10, 2005 · Amount on Record
Deed Document Number	2005295164
Deed Book / Page	225 / 1803
Prior Transfer Date	Jan 4, 2005
Prior Transfer Doc	000Y184510
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19606 RIVER ROCK DR, KATY, TX 77449-6164
Document Number	0000472602
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19606 RIVER ROCK DR KATY TX 774496164, KATY, TX 77449-6164

Mortgage

Document Number	0000472602
Date	Oct 24, 2019
Instrument	472602

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,297 (-10.79%) Land $76,143 Building $269,154	$345,297 (-10.79%) Land $76,143 Building $269,154
2025	$5,951.00 (+171.24%) Homeowner's exemption	$387,073 (-7.82%) Land $76,143 Building $310,930	$387,073 (-7.82%) Land $76,143 Building $310,930
2024	$2,194.00 (+20.22%)
2023		$419,919 Land $76,143 Building $343,776	$419,919 Land $76,143 Building $343,776
2022	$1,825.00 (+5.07%)
2020	$1,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20