19606 E 19th St, Yale, OK 74085 Property Records

Payne County property record for 19606 E 19th St, Yale, OK 74085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1960
Lot Size	52 acres (2,265,120 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (May 2026)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19N05E-21-3-00000-000-0502`

Property Details

APN / Parcel Number

Primary APN	`19N05E-21-3-00000-000-0502`
Alternative APNs	`600021112` `21112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	1,674 sqft
2nd Floor Area	636 sqft
Basement Area	220 sqft
Unfinished Basement	220 sqft
Utility Area	216 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,265,120 sqft (52 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	247 sqft
Patio Area	247 sqft
Shed	1 Shed
Utility Building	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21112
Street Address	19606 E 19TH ST
City	YALE
State	OK
Zip	74085-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-19N-05E C-502 (52ACM/L) E/2 E/2 SW/4 & THAT PRT OF E/2 NW/4 LYING S OF HWY #51
Legal Range	05E
Legal Township	19N
Legal Section	21
Legal Subdivision	19N-05E
Legal Lot Number	502
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1081
Census Tract	11200

Owner

Source: Payne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19606 E 19TH ST, YALE, OK 74085-6610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OKLAHOMA COMMUNITY FCU
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OKLAHOMA COMMUNITY FCU
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage OKLAHOMA COMMUNITY FEDERAL CREDIT U

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	20265123
Deed Book / Page	2938 / 279
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0000009937
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	19606 E 19TH ST, YALE, OK 74085-6610
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0027170787
Date	Sep 9, 2022
Book Page	2717/787
Instrument	I-2022-010711

Lender

Name	OKLAHOMA COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2032

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	19606 E 19TH ST, YALE, OK 74085-6610
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026620863
Date	Nov 2, 2021
Book Page	2662/863
Instrument	2021-123919

Lender

Name	OKLAHOMA COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 25, 2031

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	May 13, 2026
Property Address	19606 E 19TH ST, YALE, OK 74085-6610
Document Number	0000005123
Book / Page	2938 / 279
Instrument Date	Apr 30, 2026
Instrument	2026.5123
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	APEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19606 E 19TH ST, YALE, OK 74085-6610

Mortgage

Document Number	0029380282,
Date	May 13, 2026
Book Page	2938/282
Instrument	2026.5124

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 8, 2021
Property Address	19606 E 19TH ST, YALE, OK 74085-6610
Document Number	0026350672
Book / Page	2635 / 672
Instrument Date	Jun 3, 2021
Instrument	2021-007304
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19606 E 19TH ST, YALE, OK 74085-6610

Mortgage

Document Number	2021007305
Date	Jun 8, 2021
Instrument	2021-007305

Lender

Name	OKLAHOMA COMMUNITY FEDERAL CREDIT U
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2051

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,024 (+31.41%) Land $3,501 Building $25,523	$254,598 (+2.09%) Land $30,716 Building $223,882
2025	$2,017.00 (+6.83%) Homeowner's exemption	$22,086 (-) Land $2,904 Building $19,182	$249,380 (-) Land $32,790 Building $216,590
2024	$1,888.00 (+1.83%) Homeowner's exemption	$22,086 (+3%) Land $2,904 Building $19,182	$249,380 (+31.79%) Land $32,790 Building $216,590
2023	$1,854.00 (-1.85%) Homeowner's exemption	$21,443 (+3%) Land $2,781 Building $18,662	$189,230 (+3.62%) Land $24,550 Building $164,680
2022	$1,889.00	$20,818 Land $2,798 Building $18,020	$182,620 Land $24,550 Building $158,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE CHIMNEY WATER ASSOCIATION serves 150 people · EPA ID OK1021221
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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