19605 E 6th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 19605 E 6th Ter N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,304 sqft · built 2006
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on File
Last Sale	$226,100 (Apr 2023)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-630-25-05`

Property Details

APN / Parcel Number

Primary APN	`16-630-25-05`
Alternative APNs	`16-630-25-05-00-0-00-000` `1675444`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	932 sqft
Basement Area	292 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1675444
Street Address	19605 E 6TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWELL ESTATES 3RD PLAT---LOT 165
Legal Subdivision	ROCKWELL ESTATES 3RD PLAT
Legal Block	3
Legal Lot Number	165
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3017
Census Tract	17700

Owner

19605 E 6th Ter N is owned and occupied by an individual who bought it in April 2023.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19605 E 6TH TER N, INDEPENDENCE, MO 64056-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED CONSUMERS CU
Sep 11, 2020	Quit Claim Deed, Transfer UNITED CONSUMERS CU
Oct 17, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	202326997
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	00E0026997
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Apr 18, 2023
Property Address	19605 E 6TH TER N, INDEPENDENCE, MO 64056-2264
Document Number	00E0026997
Instrument Date	Apr 6, 2023
Instrument	2023E0026997
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20205 E 17TH STREET CT N, INDEPENDENCE, MO 64056-1483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19605 E 6TH TER N, INDEPENDENCE, MO 64056-2264

Mortgage

Document Number	00E0026998
Date	Apr 18, 2023
Instrument	2023E0026998

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 11, 2020
Property Address	19605 E 6TH TER N, INDEPENDENCE, MO 64056-2264
Document Number	0000E82070
Instrument Date	Sep 4, 2020
Instrument	82070E
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	MEMBERS MORTGAGE SERVICES LLC, MEMBERS MTG SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19605 E 6TH TER N INDEPENDENCE MO 640562264, INDEPENDENCE, MO 64056-2264

Mortgage

Document Number	E82071
Date	Sep 11, 2020
Instrument	82071E

Lender

Name	UNITED CONSUMERS CU
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 17, 2017
Property Address	19605 E 6TH TER N, INDEPENDENCE, MO 64056-2264
Document Number	0000E94551
Instrument Date	Oct 13, 2017
Instrument	94551E
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 S CEDAR CREST CT INDEPENDENCE MO 640571843, INDEPENDENCE, MO 64057-1843

Mortgage

Document Number	E95115
Date	Oct 17, 2017
Instrument	95115E

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19605 E 6th Ter N was $3,997, up 3.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,997 (-) Land $3,950 Building $45,047	$257,880 (-)
2025	$3,997.00 (+3.25%)	$48,997 Land $3,950 Building $45,047	$257,880
2024	$3,871.00 (+0.47%)
2023	$3,853.00	$48,756 Land $4,370 Building $44,386	$256,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19605 E 6th Ter N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19605 E 6th Ter N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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