19603 Grasmere Pl, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19603 Grasmere Pl, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 1987
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,500 (Jun 1987)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-232-14`

Property Details

APN / Parcel Number

Primary APN	`005-232-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	21,344 sqft (0.49 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	35 sqft
Deck Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19603 GRASMERE PL
City	CORNELIUS
State	NC
Zip	28031-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L11 M21-387
Legal Subdivision	WELLSLEY VILLAGE
Legal Block	2
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2000
Census Tract	6411

Owner

Source: Mecklenburg County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19603 GRASMERE PL, CORNELIUS, NC 28031-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1987 · Amount on Record
Deed Sale	Jun 11, 1987 · Amount on Record
Deed Book / Page	5529 / 842
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 3, 2026
Property Address	19603 GRASMERE PL, CORNELIUS, NC 28031-9204
Document Number	0000058780
Book / Page	40473 / 188
Instrument Date	May 29, 2026
Instrument	202658780
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19603 GRASMERE PL, CORNELIUS, NC 28031-9204

Mortgage

Document Number	0000058780,
Date	Jun 3, 2026
Book Page	40473/188
Instrument	202658780

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19603 GRASMERE PL, CORNELIUS, NC 28031-9204
Document Number	0000038977
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19603 GRASMERE PL CORNELIUS NC 280319204, CORNELIUS, NC 28031-9204

Mortgage

Document Number	0000038977
Date	Mar 19, 2020
Book Page	034384/000541
Instrument	38977

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00	$386,300 Land $85,000 Building $301,300	$386,300 Land $85,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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