19602 E Cape Horn Rd, Bayview, ID 83803 Property Records

Kootenai County property record for 19602 E Cape Horn Rd, Bayview, ID 83803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,948 sqft · built 2020
Lot Size	1.08 acres (47,263 sqft)
Owner	Trust Name on File
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0J4460010020`

Property Details

APN / Parcel Number

Primary APN	`0J4460010020`
Alternative APN	`306686`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
Basement Area	1,474 sqft
Finished Basement	1,474 sqft

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Concrete
Lot Area	47,263 sqft (1.08 acres)
Lot Width	108 ft Width
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	306686
Street Address	19602 E CAPE HORN RD
City	BAYVIEW
State	ID
Zip	83803-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWELL-MCKINNEY ADD, LT 2 BLOCK 1 3654N02W
Legal Subdivision	NEWELL-MCKINNEY ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3056
Census Tract	203

Owner

19602 E Cape Horn Rd is held in a trust since April 2020.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 162, BAYVIEW, ID 83803-0162
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2020	Intrafamily Transfer, Transfer · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2020
Transfer Doc	2748457000
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	19602 E CAPE HORN RD, BAYVIEW, ID 83803-5019
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2859608000
Date	Sep 16, 2021
Instrument	2859608000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 29, 2020
Property Address	19602 E CAPE HORN RD, BAYVIEW, ID 83803-5019
Document Number	2748457000
Map Reference	MB G PG 465
Instrument Date	Apr 28, 2020
Instrument	2748457000
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1405 N GLASGOW DR, POST FALLS, ID 83854-5819

Mortgage

Document Number	2748606000
Date	Apr 29, 2020
Instrument	2748606000

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19602 E Cape Horn Rd was $3,583, down 0.4% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00 (-0.42%)	$1,020,706 Land $594,816 Building $425,890	$1,020,706 Land $594,816 Building $425,890
2024	$3,598.00 (-12.18%)
2023	$4,097.00 (-3.49%)	$1,063,142 (-1.58%) Land $646,102 Building $417,040	$1,063,142 (-1.58%) Land $646,102 Building $417,040
2022	$4,245.00	$1,080,242 Land $663,202 Building $417,040	$1,080,242 Land $663,202 Building $417,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19602 E Cape Horn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19602 E Cape Horn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER AND SEWER DIST serves 1,320 people · EPA ID ID1280014
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intermax Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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