19602 Derby Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19602 Derby Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,156 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Apr 2019)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-254-03`

Property Details

APN / Parcel Number

Primary APN	`005-254-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Area	504 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19602 DERBY CT
City	CORNELIUS
State	NC
Zip	28031-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L174 M24-316
Legal Subdivision	WELLSLEY VILLAGE PH 03
Legal Block	4
Legal Lot Number	174
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2004
Census Tract	6411

Owner

Source: Mecklenburg County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage STANLEY MORGAN MORTGAGE CAPITAL
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit GOLDMAN SACHS MTG
May 7, 2019	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
Apr 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	201941027
Deed Book / Page	33416 / 556
Prior Transfer Date	Apr 26, 2000
Prior Transfer Doc	0000057247
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 9, 2026
Property Address	19602 DERBY CT, CORNELIUS, NC 28031-9219
Document Number	0000097245
Book / Page	40703 / 899
Instrument Date	Aug 31, 2026
Instrument	202697245
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097746,
Date	Sep 9, 2026
Book Page	40706/466
Instrument	202697746

Lender

Name	STANLEY MORGAN MORTGAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 9, 2031

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19602 DERBY CT, CORNELIUS, NC 28031-9219
Document Number	0000041765
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	BCHH TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041765
Date	Mar 25, 2020
Book Page	034401/000496
Instrument	41765

Lender

Name	GOLDMAN SACHS MTG
Type	Mortgage Company
Address	200 WEST ST, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 24, 2025

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 7, 2019
Property Address	19602 DERBY CT, CORNELIUS, NC 28031-9219
Book / Page	033485 / 000950
Instrument Date	Apr 30, 2019
Instrument	54106
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1114 AVENUE OF THE AMERICAS #28 NEW YORK NY 100367703, 28, NEW YORK, NY 10036-7703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054106
Date	May 7, 2019
Book Page	033485/000950
Instrument	54106

Lender

Name	MISCELLANEOUS INS CO
Address	4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 6, 2021

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 9, 2019
Property Address	19602 DERBY CT, CORNELIUS, NC 28031-9219
Document Number	0000041027
Book / Page	033416 / 000556
Instrument Date	Apr 9, 2019
Instrument	41027
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00	$382,500 Land $85,000 Building $297,500	$382,500 Land $85,000 Building $297,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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