1960 Wilderness Dr, Talbott, TN 37877 Property Records

Hamblen County property record for 1960 Wilderness Dr, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 4,239 sqft · built 1977
Lot Size	0.601 acres (26,198 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2005)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046K-A-016.00`

Property Details

APN / Parcel Number

Primary APN	`046K-A-016.00`
Alternative APNs	`02046KA046K01600` `032046K A 01600`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	4,239 sqft Living Area
Gross Area	5,039 sqft
1st Floor Area	2,193 sqft
Upper Floors Area	640 sqft
Basement Area	1,406 sqft
Finished Basement	1,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,198 sqft (0.601 acres)
Lot Dimensions	160 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	540 sqft
Deck Area	100 sqft
Patio Area	576 sqft
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1960 WILDERNESS DR
City	TALBOTT
State	TN
Zip	37877-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILDERNESS SHORES PB: 9 PG: 41- LOT: 16 145X160 IRR.
Legal Subdivision	WILDERNESS SHORES
Legal Lot Number	16
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	101100

Owner

1960 Wilderness Dr is owned and occupied by an individual who acquired it in August 2014.

Source: Hamblen County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1960 WILDERNESS DR, TALBOTT, TN 37877-8707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2005 · Amount on File
Deed Sale	Sep 8, 2005 · Amount on File
Prior Sale	Oct 12, 1994
Deed Book / Page	1132 / 865
Last Transfer Date	Aug 25, 2014
Transfer Doc	0001591180
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1960 WILDERNESS DR, TALBOTT, TN 37877-8707
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001978778
Date	May 26, 2022
Book Page	1978/778
Instrument	22016981

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 23, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	5-Year CMT
Margin	2
Max Rate	9.37%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1960 WILDERNESS DR, TALBOTT, TN 37877-8707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1830260
Date	Jan 23, 2020
Book Page	1830/260
Instrument	20000632

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1960 Wilderness Dr was $2,302.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00	$156,625 Land $37,375 Building $119,250	$626,500 Land $149,500 Building $477,000
2023		$140,525 (-) Land $40,500 Building $100,025
2022	$2,768.00	$140,525 Land $40,500 Building $100,025	$562,100 Land $162,000 Building $400,100
2020			$562,100 Land $162,000 Building $400,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1960 Wilderness Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1960 Wilderness Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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