Bradley County property record for 1960 Upper River Rd NE, Charleston, TN 37310
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1991 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $219 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-004.06 |
| Primary APN | 030-004.06 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 7536 |
|---|---|
| Street Address | 1960 UPPER RIVER RD NE |
| City | CHARLESTON |
| State | TN |
| Zip | 37310-6110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAR |
| Legal Description | WELLS PB: 07 PG: 404 LOT: 1 LOT 1 DEED ACRES 4.95 |
| Legal Subdivision | WELLS |
| Legal Lot Number | 1 |
| Jurisdiction | BRADLEY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11102 |
Source: Bradley County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1960 UPPER RIVER RD NE, CHARLESTON, TN 37310-6110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 0000319375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADLEY TN |
| Recording Date | Apr 20, 2026 |
| Property Address | 1960 UPPER RIVER RD NE, CHARLESTON, TN 37310-6110 |
| Document Number | 0000005049 |
| Book / Page | 3258 / 582 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20265049 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1960 UPPER RIVER RD NE, CHARLESTON, TN 37310-6110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005049, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 3258/582 |
| Instrument | 20265049 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Bradley County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bradley County |
| Unified School District | Bradley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219.00 (+23.73%) | $63,100 (+59.75%) Land $24,175 Building $38,925 | $252,400 (+59.75%) Land $96,700 Building $155,700 |
| 2024 | $177.00 | $39,500 (-) Land $15,350 Building $24,150 | |
| 2023 | $177.00 | $39,500 (-) Land $15,350 Building $24,150 | |
| 2022 | $177.00 | $39,500 Land $15,350 Building $24,150 | $158,000 (-) Land $61,400 Building $96,600 |
| 2021 | $158,000 Land $61,400 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures