1960 Tremont Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1960 Tremont Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 1993
Lot Size	2.09 acres (91,171 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2025)
Tax Bill	$7,002 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`078A0-04-00-10100`

Property Details

APN / Parcel Number

Primary APN	`078A0-04-00-10100`
Alternative APN	`33457`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,356 sqft Finished Area
Basement Area	1,640 sqft
Finished Basement	455 sqft
Unfinished Basement	1,185 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	91,171 sqft (2.09 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	282 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	1960 TREMONT RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-8631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	ASHCROFT 5 101
Legal Subdivision	ASHCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2000
Census Tract	10501

Owner

Source: Albemarle County records · APN 078A0-04-00-10100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1960 TREMONT RD, CHARLOTTESVILLE, VA 22911-8631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	20252457
Prior Transfer Date	Mar 04, 2013
Prior Transfer Doc	0000003236
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1960 TREMONT RD, CHARLOTTESVILLE, VA 22911-8631
Document Number	0000008407
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1960 TREMONT RD CHARLOTTESVILLE VA 229118631, CHARLOTTESVILLE, VA 22911-8631

Mortgage

Document Number	0000008407
Date	Aug 06, 2019
Book Page	005203/000333
Instrument	8407

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,002.00 (+2.65%)	$783,200 (+19.94%) Land $202,900 Building $580,300	$783,200 (+19.94%) Land $202,900 Building $580,300
2025	$6,821.00 (+22.33%)
2023	$5,576.00	$653,000 Land $177,500 Building $475,500	$653,000 Land $177,500 Building $475,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030105012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Ting Fiber.

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2003053, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.