1960 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 1960 River Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-02585-5700`

Property Details

APN / Parcel Number

Primary APN	`281-02585-5700`
Alternative APN	`281-880-009-158`

Exterior

Lot Area	11,413 sqft (0.262 acres)

Location & Zoning

Street Address	1960 RIVER RD
City	SPARTA
State	WI
Zip	54656-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASPEN FIELDS LOT 14, BLK 9 SUBJ TO DECLARATIONS OF RESTRIC IN 360R631 DOT # PLA-77-41-03S
Legal Range	04W
Legal Township	17N
Legal Section	22
Legal Subdivision	ASPEN FIELDS
Legal Block	9
Legal Lot Number	14
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4021
Census Tract	950300

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1962 RIVER RD, SPARTA, WI 54656-2474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 13, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2022	Warranty Deed, Transfer · VA Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	2025727837
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jun 13, 2025
Property Address	1960 RIVER RD, SPARTA, WI 54656-2474
Document Number	0000727828
Instrument Date	Jun 13, 2025
Instrument	727828
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, MONROE COUNTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727829
Date	Jun 13, 2025
Instrument	727829

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jun 13, 2025
Property Address	1960 RIVER RD, SPARTA, WI 54656-2474
Document Number	0000727837
Map Reference	MB 32 PG 51
Instrument Date	Jun 13, 2025
Instrument	727837
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, MONROE COUNTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727838
Date	Jun 13, 2025
Instrument	727838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jan 6, 2022
Property Address	1960 RIVER RD, SPARTA, WI 54656-2474
Document Number	0000705562
Instrument Date	Jan 6, 2022
Instrument	705562
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000705563
Date	Jan 6, 2022
Instrument	705563

Lender

Name	LAND HOME FINANCIAL SVCS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,242.00 (+5.77%)	$332,400 (+4.1%) Land $34,300 Building $298,100	$332,200 (+5.06%)
2024	$4,956.00 (+8.21%)	$319,300 (+10.1%) Land $24,600 Building $294,700	$316,200 (+10.79%)
2023	$4,580.00	$290,000 Land $24,600 Building $265,400	$285,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, TDS Telecom, Verizon.

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