1960 Pheasant Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1960 Pheasant Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,464 sqft · built 1983
Lot Size	2.71 acres (118,178 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Nov 2023)
Tax Bill	$8,494 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-032J0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-032J0`
Alternative APN	`9588`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,464 sqft Finished Area
Basement Area	1,232 sqft
Finished Basement	1,000 sqft
Unfinished Basement	812 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	118,178 sqft (2.71 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	144 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1960 PHEASANT LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	PHEASANT LANE 10
Legal Subdivision	PHEASANT LANE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1021
Census Tract	10202

Owner

1960 Pheasant Ln is owned and occupied by an individual who bought it in November 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1960 PHEASANT LN, CHARLOTTESVILLE, VA 22901-8859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Nov 2, 2023	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Deed Document Number	20239282
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1960 PHEASANT LN, CHARLOTTESVILLE, VA 22901-8859
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 PHEASANT LN, CHARLOTTESVILLE, VA 22901-8859

Mortgage

Document Number	202600002854
Date	Mar 30, 2026
Instrument	202600002854

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 2, 2023
Property Address	1960 PHEASANT LN, CHARLOTTESVILLE, VA 22901-8859
Document Number	202300009282
Map Reference	MB 712 PG 692
Instrument Date	Oct 26, 2023
Instrument	202300009282
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1960 PHEASANT LN, CHARLOTTESVILLE, VA 22901-8859

Mortgage

Document Number	202300009283
Date	Nov 2, 2023
Instrument	202300009283

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

The 2026 property tax bill for 1960 Pheasant Ln was $8,494, up 21.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,494.00 (+21.46%)	$950,100 (+21.45%) Land $324,300 Building $625,800	$950,100 (+21.45%) Land $324,300 Building $625,800
2025	$6,993.00	$782,300 Land $269,000 Building $513,300	$782,300 Land $269,000 Building $513,300
2023	$6,237.00	$730,400 Land $243,500 Building $486,900	$730,400 Land $243,500 Building $486,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1960 Pheasant Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1960 Pheasant Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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