1960 Mello Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1960 Mello Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,532 sqft · built 1978
Lot Size	0.191 acres (8,330 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`232-081-140-000`

Property Details

APN / Parcel Number

Primary APN	`232-081-140-000`
Alternative APN	`23136021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Construction Type	Wood
Lot Area	8,330 sqft (0.191 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	23136021
Street Address	1960 MELLO CT
City	TRACY
State	CA
Zip	95376-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	09
Legal Description	REDRAWN JAN-10-1994 FROM ORIGINAL APN 231-360-21
Legal Subdivision	GREENLEAF
Legal Lot Number	21
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5307

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1960 MELLO CT, TRACY, CA 95376-2233
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Aug 15, 2022
Transfer Doc	0000096651
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 15, 2022
Property Address	1960 MELLO CT, TRACY, CA 95376-2233
Document Number	0000096651
Map Reference	VOL 22 PG 91
Instrument Date	Aug 10, 2022
Instrument	2022-096651
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1960 MELLO CT, TRACY, CA 95376-2233

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1960 MELLO CT, TRACY, CA 95376-2233
Document Number	0000081566
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1960 MELLO CT TRACY CA 953762233, TRACY, CA 95376-2233

Mortgage

Document Number	0000081566
Date	Jul 19, 2017
Instrument	81566

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,072.00 (+10.33%) Homeowner's exemption	$185,735 (+4.04%) Land $54,410 Building $131,325
2023	$1,878.00 (+2.18%) Homeowner's exemption	$178,525 Land $52,299 Building $126,226
2022	$1,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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