1960 Garden Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1960 Garden Ln, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,621 sqft · built 1930
Lot Size0.094 acres (4,095 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (Jul 2009)
Tax Bill$2,658 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN119-0002-0277-00

Property Details

APN / Parcel Number

Primary APN119-0002-0277-00
Alternative APN
  • 0010578

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,621 sqft Living Area
Gross Area2,126 sqft
1st Floor Area1,021 sqft
Basement Area1,105 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area4,095 sqft (0.094 acres)
Lot Dimensions106 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1960 GARDEN LN
CityCINCINNATI
StateOH
Zip45237-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description1960 GARDEN LN 40 X 106.61 IRR LOT 77 SWISS GARDEN SUB
Legal SubdivisionSWISS GARDEN SUB
Legal Lot Number77
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2008
Census Tract6300

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1960 GARDEN LN, CINCINNATI, OH 45237-6022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2009 · Amount on Record
Deed SaleJul 2, 2009 · Amount on Record
Prior SaleJan 28, 2009 · Amount on Record
Deed Document Number200990021
Deed Book / Page11180 / 1662
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1960 GARDEN LN, CINCINNATI, OH 45237-6022
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 GARDEN LN, CINCINNATI, OH 45237-6022

Mortgage

Document Number0000009976
DateFeb 10, 2026
Book Page15600/954
Instrument2026-0009976
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term59 Months
DueJan 1, 2031

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1960 GARDEN LN, CINCINNATI, OH 45237-6022
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005897
DateAug 21, 2017
Instrument17-0075897
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 1, 2022

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1960 GARDEN LN, CINCINNATI, OH 45237-6022
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003212
DateJan 10, 2022
Book Page14580/1959
Instrument2022-0003212
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00 (+0.3%)$43,061 (-) Land $4,606 Building $38,455$123,030 (-) Land $13,160 Building $109,870
2024$2,650.00 (-0.41%)$43,061 (-) Land $4,606 Building $38,455
2023$2,661.00 (+90.21%)$43,061 (+114.85%) Land $4,606 Building $38,455$123,030 (+114.86%) Land $13,160 Building $109,870
2022$1,399.00 Homeowner's exemption$20,042 Land $4,505 Building $15,537
2020$57,260 Land $12,870 Building $44,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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