1960 Cummings Ln, Durham, CA 95938 Property Records

Butte County property record for 1960 Cummings Ln, Durham, CA 95938

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 468 sqft · built 1964
Lot Size0.01 acres (436 sqft)
Owner2 Individual Names on File
Tax Bill$491 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN040-160-065-000

Property Details

APN / Parcel Number

Primary APN040-160-065-000
Alternative APN
  • 040-160-065

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms1 Room
Building Area468 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleModern
Construction TypeWood
Lot Area436 sqft (0.01 acres)

Location & Zoning

Old Parcel Number040-160-065
Street Address1960 CUMMINGS LN
CityDURHAM
StateCA
Zip95938-9629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionCUMMINGS RD
JurisdictionBUTTE CA
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3014
Census Tract1500

Owner

1960 Cummings Ln is owned and occupied by two individuals.

Source: Butte County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1960 CUMMINGS LN, DURHAM, CA 95938-9629
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1960 CUMMINGS LN, DURHAM, CA 95938-9629
Transaction TypeMortgage
Record UpdatedMar 15, 2023
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005016
DateFeb 13, 2023
Instrument2023-0005016
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1960 Cummings Ln was $491 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictDurham Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$47,346 (+2%) Land $11,835 Building $35,511
2025$491.00 Homeowner's exemption$46,418 Land $11,603 Building $34,815
2023$441.00 (+2.08%) Homeowner's exemption$44,617 Land $11,153 Building $33,464
2022$432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1960 Cummings Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 177 policies
Nearby Flood Policies177 in force
Nearby Flood Claims15 (1995–2019)
Most Recent ClaimFeb 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1960 Cummings Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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