Sacramento County property record for 1960 Cenacle Ln, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 8,110 sqft · built 2000 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,655,000 (Sep 2017) |
| Tax Bill | $22,706 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 283-0540-003-0000 |
| Primary APN | 283-0540-003-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 8,110 sqft Living Area |
| 1st Floor Area | 4,150 sqft |
| 2nd Floor Area | 3,350 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 1,326 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1960 CENACLE LN |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-2 |
| Legal Description | RETREAT, LOT 3 |
| Legal Subdivision | RETREAT |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7702 |
Source: Sacramento County records · APN 283-0540-003-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1960 CENACLE LN, CARMICHAEL, CA 95608-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 27, 2020 | Deed of Trust, Mortgage PNC BK |
| Sep 05, 2017 | Grant Deed, Transfer · Line of Credit TIAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2017 · Amount on Record |
| Deed Sale | Sep 05, 2017 · Amount on Record |
| Prior Sale | Sep 17, 1998 |
| Deed Book / Page | 20170905 / 1495 |
| Prior Transfer Date | Nov 07, 2014 |
| Prior Transfer Doc | 0000000413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1960 CENACLE LN, CARMICHAEL, CA 95608-5700 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 1960 CENACLE LN, CARMICHAEL, CA 95608-5700 |
| Document Number | 0000000064 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 2022020100064 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1960 CENACLE LN, CARMICHAEL, CA 95608-5700 |
| Document Number | 2006031418 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 1960 CENACLE LN CARMICHAEL CA 956085700, CARMICHAEL, CA 95608-5700 |
| Document Number | 2006031418 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 2006031418 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 02, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 05, 2017 |
| Property Address | 1960 CENACLE LN, CARMICHAEL, CA 95608-5700 |
| Document Number | 1709051495 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 1709051495 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1960 CENACLE LN CARMICHAEL CA 956085700, CARMICHAEL, CA 95608-5700 |
| Document Number | 1709051496 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 1709051496 |
| Name | TIAA FSB |
|---|---|
| Address | 301 W BAY ST, JACKSONVILLE, FL 32202-5184 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,920,765 (+2%) Land $464,232 Building $1,456,533 | |
| 2025 | $22,706.00 (+2.16%) Homeowner's exemption | $1,883,104 (+4.04%) Land $455,130 Building $1,427,974 |
| 2024 | $22,225.00 (+1.65%) | |
| 2023 | $21,864.00 (+2.04%) Homeowner's exemption | $1,809,982 Land $437,457 Building $1,372,525 |
| 2022 | $21,426.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 6 (1986–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 450 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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