1960 Andre Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1960 Andre Ave, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,962 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,787,000 (Sep 2025)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074-412-013`

Property Details

APN / Parcel Number

Primary APN	`074-412-013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	43,560 sqft
Terrain	Above Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Street Address	1960 ANDRE AVE
City	LOS OSOS
State	CA
Zip	93402-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 93 BL 2 LT 13
Legal Subdivision	VISTA DEL MORRO 05
Legal Tract	93
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2019
Census Tract	10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
May 11, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Dec 28, 1994 · Amount on File
Deed Document Number	202527569
Prior Transfer Date	Dec 23, 2011
Prior Transfer Doc	0000000007
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 13, 2026
Property Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902
Document Number	0000001144
Map Reference	MB 6 PG 34
Instrument Date	Dec 3, 2025
Instrument	2026001144
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 19, 2025
Property Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902
Document Number	0000027569
Map Reference	MB 6 PG 34
Instrument Date	Sep 5, 2025
Instrument	2025027569
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 VINELAND AVE, NORTH HOLLYWOOD, CA 91601-3814

Mortgage

Document Number	0000027570
Date	Sep 19, 2025
Instrument	2025027570

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020636
Date	May 11, 2017
Instrument	2017020636

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Mar 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 ANDRE AVE, LOS OSOS, CA 93402-2902

Mortgage

Document Number	0000049705
Date	Sep 14, 2020
Instrument	2020049705

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,787,000 (+245.78%) Land $1,275,000 Building $512,000
2025	$5,748.00 (+1.77%) Homeowner's exemption	$516,798 (+4.04%) Land $218,338 Building $298,460
2024	$5,648.00 (+1.89%)
2023	$5,543.00 (+6.66%) Homeowner's exemption	$496,731 Land $209,860 Building $286,871
2022	$5,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Surfnet Communications, T-Mobile.

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