196 Xavier Ave, Red Oak, TX 75154 Property Records

Ellis County property record for 196 Xavier Ave, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2022
Lot Size	0.201 acres (8,741 sqft)
Owner	Company Name on File
Tax Bill	$7,814 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R279359`

Property Details

APN / Parcel Number

Primary APN	`R279359`
Alternative APNs	`72317590801800111` `279359`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	2,067 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,741 sqft (0.201 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 XAVIER AVE
City	RED OAK
State	TX
Zip	75154-1499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK H CREEKBEND ADDN PH 1 0.2007 AC
Legal Subdivision	CREEKBEND ADDN PH 1
Legal Block	H
Legal Lot Number	18
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60216

Owner

Source: Ellis County records · APN R279359

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12801 N CENTRAL EXPY, 1650, DALLAS, TX 75243-1875
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	196 XAVIER AVE, RED OAK, TX 75154-1499
Transaction Type	Mortgage
Record Updated	Nov 04, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002245896
Date	Dec 13, 2022
Instrument	2245896

Lender

Name	COMMONWEALTH ANNUITY AND LIFE INSURANCE
Type	Non-Lending Institution
Address	NEW YORK, NY 10007

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,730 (-2.79%) Land $71,500 Building $302,230	$373,730 (-2.79%) Land $71,500 Building $302,230
2025	$7,814.00 (-1.64%)	$384,467 (+4.65%) Land $71,500 Building $312,967	$384,467 (+4.65%) Land $71,500 Building $312,967
2024	$7,944.00 (+4.21%)
2023	$7,623.00	$367,373 Land $110,000 Building $257,373	$367,373 Land $110,000 Building $257,373

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 30% of Texas
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.