196 Windemar Pl, Ashland, OR 97520 Property Records

Jackson County property record for 196 Windemar Pl, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 4,546 sqft · built 1993
Lot Size	11.6 acres (507,038 sqft)
Owner	Individual Name on File
Last Sale	$674,000 (May 2019)
Tax Bill	$9,831 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E250000426`

Property Details

APN / Parcel Number

Primary APN	`391E250000426`
Alternative APNs	`0010852776` `391E25426` `10852776`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,546 sqft Gross Area
1st Floor Area	2,619 sqft
2nd Floor Area	1,275 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Roof Material	Composition Shingle
Lot Area	507,038 sqft (11.6 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	660 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	196 WINDEMAR PL
City	ASHLAND
State	OR
Zip	97520-9752
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-00
Legal Range	01E
Legal Township	39S
Legal Section	25
Legal Subdivision	THOMPSON PARK SUBDIVISION
Legal Block	3
Legal Lot Number	8
Jurisdiction	JACKSON OR
Township / Civil Division	SOUTHWEST JACKSON
Census Block Group	3
Census Block	3016
Census Tract	2500

Owner

196 Windemar Pl, a commercial property, is owned by an individual who bought it in May 2019.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	196 WINDEMAR PL, ASHLAND, OR 97520-9752
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
May 28, 2019	Warranty Deed, Transfer SPROUT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Apr 18, 2013 · Amount on File
Deed Document Number	201914362
Prior Transfer Date	Aug 8, 2012
Prior Transfer Doc	0000026993
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Sep 2, 2026
Property Address	196 WINDEMAR PL, ASHLAND, OR 97520-9752
Document Number	0000019924
Instrument Date	Aug 21, 2026
Instrument	202619924
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WINDEMAR PL, ASHLAND, OR 97520-9752

Mortgage

Document Number	0000019924,
Date	Sep 2, 2026
Instrument	202619924

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 21, 2046

Interest

Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 28, 2019
Property Address	196 WINDEMAR PL, ASHLAND, OR 97520-9752
Document Number	0000014362
Instrument Date	Apr 10, 2019
Instrument	14362
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WINDEMAR PL ASHLAND OR 975209752, ASHLAND, OR 97520-9752

Mortgage

Document Number	14363
Date	May 28, 2019
Instrument	14363

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.21%

Tax Assessment & Valuation

The 2025 property tax bill for 196 Windemar Pl was $9,831, up 1.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,060 (+3%)	$1,084,770 (-3%) Land $388,460 Building $696,310
2025	$9,831.00 (+1.48%)	$696,180 (+3%) Land $260,014 Building $436,166	$1,118,350 (-2.26%) Land $417,690 Building $700,660
2024	$9,688.00 (+3.34%)	$675,910 (+3%) Land $294,290 Building $381,620	$1,144,180 (-6.69%) Land $453,690 Building $690,490
2023	$9,375.00 (+3.51%)	$656,230 (+3%) Land $285,710 Building $370,520	$1,226,250 (+6.49%) Land $508,750 Building $717,500
2022	$9,057.00	$637,120 Land $277,400 Building $359,720	$1,151,530 Land $552,270 Building $599,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Windemar Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1996–2005)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Windemar Pl is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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