196 Willow Oak Ave, Ocean View, DE 19970 Property Records

Sussex County property record for 196 Willow Oak Ave, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,048 sqft · built 2005
Lot Size	0.237 acres (10,337 sqft)
Owner	2 Individual Names on File
Last Sale	$679,000 (Apr 2022)
Tax Bill	$1,369 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-16.00-1827.00`

Property Details

APN / Parcel Number

Primary APN	`134-16.00-1827.00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,196 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,337 sqft (0.237 acres)
Lot Dimensions	136 ft deep x 58 ft wide
Garage Area	462 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	196 WILLOW OAK AVE
City	OCEAN VIEW
State	DE
Zip	19970-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	THE VILLAGE AT BEAR TRAP DUNES LOT 448 PHASE 5
Legal Subdivision	OCEAN VIEW
Legal Phase	5
Legal Lot Number	448
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1031
Census Tract	51314

Owner

196 Willow Oak Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 WILLOW OAK AVE, OCEAN VIEW, DE 19970-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Deed Document Number	202219866
Deed Book / Page	5685 / 249
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 20, 2022
Property Address	196 WILLOW OAK AVE, OCEAN VIEW, DE 19970-3216
Document Number	0056850249
Book / Page	5685 / 249
Instrument Date	Apr 20, 2022
Instrument	20220000019866
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 WILLOW OAK AVE, OCEAN VIEW, DE 19970-3216

Mortgage

Document Number	20220000019867
Date	Apr 20, 2022
Instrument	20220000019867

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 196 Willow Oak Ave was $1,369, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Ocean View Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,369.00 (-0.36%)	$46,700 (-) Land $6,750 Building $39,950	$630,100 (-) Land $152,800 Building $477,300
2025	$1,374.00	$46,700 Land $6,750 Building $39,950	$630,100 Land $152,800 Building $477,300
2023	$1,957.00	$46,700 Land $6,750 Building $39,950	$93,400 Land $13,500 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Willow Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Willow Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Bloosurf.

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