196 Willow Ave, #198, Millbrae, CA 94030 Property Records

San Mateo County property record for 196 Willow Ave, #198, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,459 sqft · built 2013
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$870,000 (Mar 2007)
Tax Bill	$22,101 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-281-140`

Property Details

APN / Parcel Number

Primary APN	`024-281-140`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,459 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Family
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Corner
Garage Area	350 sqft
Parking Spaces	949 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 WILLOW AVE, 198
City	MILLBRAE
State	CA
Zip	94030-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 7 BLOCK 16 MILLBRAE VILLA TRACT
Legal Subdivision	MILLBRAE VILLA TRACT
Legal Block	16
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3003
Census Tract	604800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	196 WILLOW AVE, MILLBRAE, CA 94030-2535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2007 · Amount on Record
Deed Sale	Mar 19, 2007 · Amount on Record
Deed Document Number	200741365
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	0000107673
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	196 WILLOW AVE # 198, 198, MILLBRAE, CA 94030-2535
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WILLOW AVE, MILLBRAE, CA 94030-2535

Mortgage

Document Number	0000080189
Date	May 21, 2021
Instrument	2021-080189

Lender

Name	UMPQUA BANK
Type	Bank
Address	PETALUMA, CA 94952

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	196 WILLOW AVE, MILLBRAE, CA 94030-2535
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WILLOW AVE, MILLBRAE, CA 94030-2535

Mortgage

Document Number	0000153050
Date	Dec 29, 2020
Instrument	2020-153050

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	196 WILLOW AVE, MILLBRAE, CA 94030-2535
Document Number	0000076666
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	196 WILLOW AVE MILLBRAE CA 940302535, MILLBRAE, CA 94030-2535

Mortgage

Document Number	0000076666
Date	Aug 31, 2017
Instrument	76666

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,699,783 (+2%) Land $594,457 Building $1,105,326
2025	$22,101.00 (+7.1%) Homeowner's exemption	$1,666,454 (+4.04%) Land $582,801 Building $1,083,653
2023	$20,636.00 (+16.38%) Homeowner's exemption	$1,601,745 Land $560,171 Building $1,041,574	$3,192,840
2022	$17,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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