196 Williams Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 196 Williams Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,270 sqft · built 1985
Lot Size	5.99 acres (261,210 sqft)
Owner	Trust Name on Record
Last Sale	$850,000 (Jul 1999)
Tax Bill	$28,779 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:00012E B:03105-00002`

Property Details

APN / Parcel Number

Primary APN	`M:00012E B:03105-00002`
Alternative APNs	`CONC M:12E B:3105 L:2` `5086`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,270 sqft Living Area
Gross Area	9,284 sqft
Basement Area	3,007 sqft
Unfinished Basement	3,007 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,210 sqft (5.99 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5086
Street Address	196 WILLIAMS RD
City	CONCORD
State	MA
Zip	01742-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Subdivision	LAND CONCORD
Legal Block	3105
Legal Lot Number	2
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4004
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	196 WILLIAMS RD, CONCORD, MA 01742-4161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK
Oct 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 1999 · Amount on Record
Deed Sale	Jul 19, 1999 · Amount on Record
Prior Sale	Mar 3, 1995 · Amount on Record
Last Transfer Date	Aug 20, 2019
Transfer Doc	73439-462
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	196 WILLIAMS RD, CONCORD, MA 01742-4161
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081349-289
Date	Mar 22, 2023
Book Page	81349/289
Instrument	28064

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Apr 1, 2033
Index	Other
Margin	3

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 10, 2019
Property Address	196 WILLIAMS RD, CONCORD, MA 01742-4161
Document Number	73439-462
Book / Page	073439 / 000462
Instrument Date	Aug 20, 2019
Instrument	156341
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	196 WILLIAMS RD CONCORD MA 017424161, CONCORD, MA 01742-4161

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,779.00 (+11,185.88%)	$2,205,300 (+14.64%) Land $885,500 Building $1,319,800	$2,098,873 (-5.12%)
2025	$255.00 (-98.97%)	$1,923,600 (+2.37%) Land $815,000 Building $1,108,600	$2,212,075
2024	$24,673.00	$1,879,100 Land $815,000 Building $1,064,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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