196 Willard Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 196 Willard Dr, Chillicothe, OH 45601

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,458 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Aug 2019)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-04-14-009.000`

Property Details

APN / Parcel Number

Primary APN	`19-04-14-009.000`
Alternative APN	`041400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	315 sqft
Shed	1 Shed
Shed Area	176 sqft
Canopy	175 sqft
Lean-To	140 sqft
Poultry House	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	041400
Street Address	196 WILLARD DR
City	CHILLICOTHE
State	OH
Zip	45601-7836
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	196 WILLARD DR RES L 22 TEAYS VLY PH 2 1.00AC NS SLAGLE #6699 PT 4-8-151 0189/0626
Legal Subdivision	TEAYS VLY PH 2
Legal Lot Number	22
Jurisdiction	ROSS OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	956700

Owner

Source: Ross County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit NORTH VALLEY BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI HAUBEIL TRACY M LIVING TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Oct 7, 2009 · Amount on Record
Deed Document Number	20195557
Deed Book / Page	534 / 3862
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	Jul 27, 2026
Property Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836
Document Number	0000005200
Book / Page	593 / 2009
Instrument Date	Jul 21, 2026
Instrument	20265200
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836

Mortgage

Document Number	0000005200,
Date	Jul 27, 2026
Book Page	593/2009
Instrument	20265200

Lender

Name	NORTH VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2036

Interest

Rate	6.49%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005534277
Date	Aug 24, 2021
Book Page	553/4277
Instrument	202100007655

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005385951
Date	Feb 25, 2020
Book Page	538/5951
Instrument	202000001412

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Index	1-Month LIBOR

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Aug 12, 2019
Property Address	196 WILLARD DR, CHILLICOTHE, OH 45601-7836
Document Number	0005343862
Book / Page	000534 / 003862
Instrument Date	Jul 18, 2019
Instrument	5557
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 WILLARD DR CHILLICOTHE OH 456017836, CHILLICOTHE, OH 45601-7836

Mortgage

Document Number	5343864
Date	Aug 12, 2019
Book Page	000534/003864
Instrument	5558

Lender

Name	HAUBEIL TRACY M LIVING TR (RT)
Address	193 E MAIN ST, CHILLICOTHE, OH 45601-2507

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Liberty Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (-14.29%)	$44,810 (-6.2%) Land $4,960 Building $39,850	$128,030 (-6.19%) Land $14,160 Building $113,870
2024	$1,596.00 (-1.97%) Homeowner's exemption	$47,770 (-) Land $4,960 Building $42,810	$136,480 (-) Land $14,160 Building $122,320
2023	$1,628.00 (-0.18%) Homeowner's exemption	$47,770 (-) Land $4,960 Building $42,810
2022	$1,631.00 Homeowner's exemption	$47,770 Land $4,960 Building $42,810	$136,480 Land $14,160 Building $122,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Glo Fiber DSL	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Willard Communications.

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