196 Whitney Way, Plainwell, MI 49080 Property Records

Allegan County property record for 196 Whitney Way, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1994
Lot Size	2.49 acres (108,856 sqft)
Owner	Individual Name on File
Last Sale	$137,900 (Jul 2000)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-036-012-10`

Property Details

APN / Parcel Number

Primary APN	`17-036-012-10`
Alternative APN	`03-17-036-012-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	108,856 sqft (2.49 acres)
Lot Dimensions	335 ft deep x 324 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	196 WHITNEY WAY
City	PLAINWELL
State	MI
Zip	49080-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT NW COR TH E 324.92' TH S 335.06' TH W 325.13' TH N TO POB SEC 36 T1N R12W (95)
Legal Range	12W
Legal Township	01N
Legal Section	36
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4012
Census Tract	31900

Owner

196 Whitney Way is owned and occupied by an individual who bought it in July 2000.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	196 WHITNEY WAY, PLAINWELL, MI 49080-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2000 · Amount on File
Deed Sale	Jul 18, 2000 · Amount on File
Deed Document Number	20001
Deed Book / Page	1966 / 16
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	196 WHITNEY WAY, PLAINWELL, MI 49080-9727
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WHITNEY WAY, PLAINWELL, MI 49080-9727

Mortgage

Document Number	0004752/98
Date	Apr 20, 2022
Book Page	4752/98
Instrument	2022008251

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	474 Months
Due	Oct 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	196 WHITNEY WAY, PLAINWELL, MI 49080-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4216/016
Date	Jan 23, 2018
Book Page	4216/016
Instrument	4216-016

Lender

Name	PNC BANK NA
Type	Bank
Address	PLAINWELL, MI 49080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 196 Whitney Way was $3,831 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,900 Land $15,000 Building $148,900	$327,800 Land $30,000 Building $297,800
2025	$3,831.00
2023		$119,200 Land $13,000 Building $106,200	$238,400 Land $26,000 Building $212,400
2022	$2,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Whitney Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Whitney Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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