Madison County property record for 196 Westlake Cir, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 5,195 sqft |
| Owner | Individual Name on Record |
| Tax Bill | $5,648 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-23-287/15 |
| Primary APN | 081F-23-287/15 |
|---|---|
| Alternative APN |
|
| Building Area | 5,195 sqft Adjusted Area |
|---|
| Account Number | 62506 |
|---|---|
| Street Address | 196 WESTLAKE CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-1808 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 115 WESTLAKE PHASE 3 OUTSIDE PER/BT CORN DRN DIST |
| Legal Subdivision | WESTLAKE PHASE 3 |
| Legal Phase | 3 |
| Legal Lot Number | 115 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30402 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 196 WESTLAKE CIR, MADISON, MS 39110-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Construction Mortgage BANKPLUS |
| Aug 12, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 |
| Deed Sale | Aug 12, 2024 |
| Deed Document Number | 0004468561 |
| Deed Book / Page | 4468 / 561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 196 WESTLAKE CIR, MADISON, MS 39110-1808 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 671, MADISON, MS 39130-0671 |
| Document Number | 004410/634 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 4410/634 |
| Instrument | 999118 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 27, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 12, 2024 |
| Property Address | 196 WESTLAKE CIR, MADISON, MS 39110-1808 |
| Document Number | 004468/561 |
| Book / Page | 4468 / 561 |
| Map Reference | CAB G SL 92&93 |
| Instrument Date | Aug 12, 2024 |
| Instrument | 1009079 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 671, MADISON, MS 39130-0671 |
| Name | Verified Name |
|---|---|
| Address | 196 WESTLAKE CIR, MADISON, MS 39110-1808 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,648.00 Homeowner's exemption | $57,929 | $579,290 Land $65,000 Building $514,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034 |
|---|---|
| Water Source | Groundwater |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures