Westerly Town property record for 196 Westerly Bradford Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1982 |
| Lot Size | 0.829 acres (36,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Jun 2023) |
| Tax Bill | $3,368 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:60 B:23 |
| Primary APN | WEST M:60 B:23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,449 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,098 sqft (0.829 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2185125 |
|---|---|
| Street Address | 196 WESTERLY BRADFORD RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Mar 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Jun 28, 2023 | Warranty Deed, Transfer |
| Jun 26, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage DAVID G APUZZO |
| Nov 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Jun 26, 2023 · Amount on Record |
| Deed Document Number | 20232023-2076 |
| Deed Book / Page | 2023 / 8252 |
| Prior Transfer Date | Nov 11, 2020 |
| Prior Transfer Doc | 2020-25045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02026-1219 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 2026/1219 |
| Instrument | 2026-257 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 1, 2024 |
| Property Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Document Number | 02024-1967 |
| Book / Page | 2024 / 1967 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024-567 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Investor | Possibly a Property Investor |
| Document Number | 0002024568 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024-568 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 28, 2023 |
| Property Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Document Number | 02023-8252 |
| Book / Page | 2023 / 8252 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-2076 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 26, 2023 |
| Property Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Document Number | 02023-8173 |
| Book / Page | 2023 / 8173 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023-2052 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020232053 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-2053 |
| Name | DAVID G APUZZO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 16, 2020 |
| Property Address | 196 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Document Number | 2020-5045 |
| Book / Page | 002020 / 025045 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 5747 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | WESTERLY BRADFORD RD WESTERLY RI 02891, WESTERLY, RI 02891 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,368.00 (-0.5%) | $473,700 (+34.61%) Land $187,800 Building $285,900 | $519,530 |
| 2023 | $3,385.00 (+0.62%) | $351,900 (-) Land $134,700 Building $217,200 | |
| 2022 | $3,364.00 | $351,900 Land $134,700 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Apr 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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