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196 West St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 196 West St, Reading, MA 01867 · Last verified April 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,064 sqft · built 1924
Lot Size0.205 acres (8,930 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Sep 2021)
Tax Bill$8,352 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0087.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0087.0
Alternative APNs
  • M:010.0=0000=0087.0
  • 300000000160
  • 300000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area4,752 sqft
Basement Area1,332 sqft
Unfinished Basement1,332 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1952
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,930 sqft (0.205 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number300000000160
Street Address196 WEST ST
CityREADING
StateMA
Zip01867-3328
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3007
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0087.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address110 BRAINERD RD, 15, ALLSTON, MA 02134-3726
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE CORP EAST III
Jan 08, 2020Deed of Trust, Mortgage · Line of Credit
WEBSTER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleFeb 15, 2007 · Amount on Record
Deed Document Number2021201940
Deed Book / Page78668 / 180
Record UpdatedJun 08, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 10, 2021
Property Address196 WEST ST, READING, MA 01867-3328
Document Number078668-180
Book / Page78668 / 180
Instrument DateSep 10, 2021
Instrument201940
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address110 BRAINERD RD APT 15, 15, ALLSTON, MA 02134-3726

Mortgage

Document Number0000201941
DateSep 10, 2021
Instrument201941
Lender
NameMORTGAGE CORP EAST III
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address196 WEST ST, READING, MA 01867-3328
Transaction TypeMortgage
Record UpdatedMar 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73961-230
DateJan 08, 2020
Book Page73961/230
Instrument3338
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,352.00 (+1.15%)$733,300 (+4.09%) Land $412,700 Building $320,600
2024$8,257.00 (+3.21%)$704,500 (+10.88%) Land $396,500 Building $308,000
2023$8,000.00$635,400 Land $357,500 Building $277,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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