196 West St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 196 West St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,541 sqft · built 1956
Lot Size	0.625 acres (27,225 sqft)
Owner	2 Individual Names on File
Last Sale	$319,886 (Dec 2020)
Tax Bill	$7,949 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
APN	`20A000034`

Property Details

APN / Parcel Number

Primary APN	`20A000034`
Alternative APN	`AMHE M:0020A B:0000 L:0034`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area
Gross Area	3,804 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,225 sqft (0.625 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20A000034
Street Address	196 WEST ST
City	AMHERST
State	MA
Zip	01002-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	34
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	1
Census Block	1033
Census Tract	820801

Owner

196 West St is owned and occupied by two individuals who bought it in December 2020.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 WEST ST, AMHERST, MA 01002-2959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Book / Page	13900 / 199
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	13900-199
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Dec 28, 2018
Property Address	196 WEST ST, AMHERST, MA 01002-2959
Document Number	13168-292
Book / Page	13168 / 292
Instrument Date	Dec 18, 2018
Instrument	26395
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 WEST ST, AMHERST, MA 01002-2959

Mortgage

Document Number	26396
Date	Dec 28, 2018
Instrument	26396

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 196 West St was $7,949, up 10,223.4% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,949.00 (+10,223.38%)	$470,100 (+8.79%) Land $174,400 Building $295,700	$531,961 (-1.07%)
2025	$77.00 (-99.06%)	$432,100 (-2.81%) Land $160,100 Building $272,000	$537,700
2024	$8,230.00 (+4.77%)	$444,600 (+13.77%) Land $151,100 Building $293,500
2023	$7,855.00	$390,800 Land $137,500 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 196 West St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250