Onslow County property record for 196 Waters Rd, Jacksonville, NC 28546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1949 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Aug 2025) |
| Tax Bill | $1,003 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1113-41 |
| Primary APN | 1113-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 37,462 sqft (0.86 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490023077 |
|---|---|
| Street Address | 196 WATERS RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L2- USTACH & BARKER CUSTOM HOMES, LLC |
| Legal Subdivision | HATSELL + MORTON DIV |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 103 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 WATERS RD, JACKSONVILLE, NC 28546-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2024 · Amount on Record |
| Deed Book / Page | 6413 / 919 |
| Prior Transfer Date | Jun 26, 2025 |
| Prior Transfer Doc | 0063860690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 18, 2024 |
| Property Address | 196 WATERS RD, JACKSONVILLE, NC 28546-9717 |
| Document Number | 0061340190 |
| Book / Page | 6134 / 190 |
| Instrument Date | Apr 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3163 NEW BERN HWY, JACKSONVILLE, NC 28546-8141 |
| Document Number | 0006134194 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 6134-194 |
| Name | HARRY USTACH |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2025 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,003.00 (+99.4%) | $229,951 (+50.05%) Land $41,800 Building $188,151 | $229,951 (+50.05%) Land $41,800 Building $188,151 |
| 2025 | $503.00 (-3.45%) | $153,249 (+92.33%) Land $41,800 Building $111,449 | $153,249 (+92.33%) Land $41,800 Building $111,449 |
| 2023 | $521.00 | $79,682 Land $52,500 Building $27,182 | $79,682 Land $52,500 Building $27,182 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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